ONE Goods In Transit

ONE Insurance Underwriting Managers (Pty) Ltd

The ONE Goods in Transit Policy is available as a stand-alone product or as an additional section of the Heavy Commercial Vehicle Policy. It is designed to cover the exposure of Commercial Transporters in respect of accidental loss of, or damage to, their customers’ goods whilst being transported on their behalf.



Cover is for road vehicles belonging to, hired by, or used by the insured transporter or their subcontractors.



First Loss cover – no average applies

Shipping containers of any type included as part of load cover without inner or sub limits

Driver Fidelity included for theft/hijack

Carrying of Hi-Cube containers

Minor overloading tolerance included

Tarpaulins

Debris removal/spillage clean-up

Prevention of loss costs (even where there is no loss/damage to load)

Loss mitigation costs such as security at accident site, re-loading and/or alternative transport costs

Loading and unloading losses included where the policyholder is actively involved

Collision of load included on restricted covers

96-hour intermediate storage



ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501