Medical Malpractice Indemnity
Camargue Underwriting Managers (Pty) Ltd
Given the nature of the procedures performed by medical professionals and establishments and the multitude of scenarios where negligence may occur, it is essential that individuals and institutions rendering a service in the medical industry have insurance.
Camargue’s Medical Establishments policy provides comprehensive cover in respect of:
Medical Malpractice
Public Liability
Products Liability
Professional Indemnity
Cover provided under Camargue’s Medical Practitioners policy:
Medical Malpractice
Professional Indemnity
Summary of covers:
Medical Malpractice: Indemnifies the Insured for injury to any patient or person caused, or alleged, by malpractice of the Insured.
Public Liability: Indemnifies the Insured for bodily injury and / or damage to third parties as a result of, or allegedly caused by, the Insured. Cover includes an extension for wrongful arrest including assault in connection therewith and wrongful dismissal of an employee, however, this is subject to a specific sub-limit.
Products Liability: Indemnifies the Insured for injury and/or damage to any patients or third party arising from the nature or condition of any product.
Professional Indemnity: Indemnifies the Insured for any breach of professional duty, any breach of Implied warranty of authority or trust committed in good faith, defamation and/or injuria, infringement of copy write, and the destruction of, damage to, or loss of any documents entrusted to be insured.
Underwritten by the licensed insurers: certain underwriters at Lloyd's and Compass Insurance Company Limited (FSP 12148).