The Insurance Directory - Employment Practices Liability

Employment Practices Liability

Camargue’s Employment Practices Liability policy provides comprehensive coverage for employment-related claims.

The policy covers an employer's legal expenses and the awards made against them by the CCMA, bargaining councils and Labour Court for unfair labour practices.

Underwritten by the licensed insurers: certain underwriters at Lloyd's, Bryte Insurance Company Limited (FSP 17703) and Compass Insurance Company Limited (FSP 12148).

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Camargue Underwriting Managers (Pty) Ltd

Camargue’s Employment Practices Liability policy provides comprehensive coverage for employment-related claims.

The policy covers an employer's legal expenses and the awards made against them by the CCMA, bargaining councils and Labour Court for unfair labour practices.

Underwritten by the licensed insurers: certain underwriters at Lloyd's, Bryte Insurance Company Limited (FSP 17703) and Compass Insurance Company Limited (FSP 12148).

Related Products
Cyber Risks

Camargue Underwriting Managers (Pty) Ltd

Cyber Liability

Camargue’s Cyber Risks policy covers organisations against the risks arising out of operating a computer network. Many organisations believe that their firewalls and antivirus programs provide them with sufficient protection against cyber risks, such as viruses and hacking. The shocking reality is very different and most businesses will, at some point, be exposed to the devastating effects of a cyber-attack: network downtime, loss of important data and loss of credibility when customer information is compromised (not to mention the litigation that would follow if the hacker were to use that information to plunder the customer’s bank account). The complexity of the online environment makes it impossible to most businesses to address these risks, or even appreciate how serious the threat is. Depending on what options have been selected, the policy can include: Professional Services, which covers the Insured’s liability arising out of negligence in their work (applicable to technology services only). Multimedia Liability, which covers liability arising out of any physical pr electronic publication issued by the Insured. Security and Privacy Liability, which covers liability arising out of the Insured’s negligence in preventing a computer security breach. Data Recovery and Loss of Income, which provides a form of business interruption cover and also covers the cost of restoring the Insured’s lost data. Privacy Regulatory Defence and Penalties, which covers liability as a result of the Insured not complying with laws relating to a breach of data. Crisis Management Costs, which covers the costs of mitigation potential damage to the Insured’s brands as well as the Insured’s liability arising out of compliance with privacy legislation. Data Extortion, which covers the cost of validating and terminating the threat of a security breach. Underwritten by the licensed insurer: certain underwriters at Lloyd's.