The Insurance Directory - The Fulcrum Group (Pty) Ltd

The Fulcrum Group (Pty) Ltd

We are the largest independently owned and most trusted provider of premium finance within the South African marketplace.



The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies while ensuring that the upfront payment requirement does not impact their cash flow requirements.

Companies benefit because they access an additional source of finance, at competitive rates, while not affecting their standing banking facilities. They require no additional security to access premium financing, and multiple lines of cover are incorporated into a single policy and monthly debit order.

Brokers benefit because they receive their full annual fees and commissions upfront, their clients are less likely to take their business elsewhere during the term of their annual policy, they have less administrative work because Fulcrum manages the debit orders and credit control, and Fulcrum Collections offers seamless premium collections.

Fulcrum Premium Finance is simple, safe and cost-effective. It reduces administrative burdens and allows clients to mitigate their risks through effective insurance while preserving liquidity levels within their businesses.



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The Fulcrum Group (Pty) Ltd

We are the largest independently owned and most trusted provider of premium finance within the South African marketplace.



The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies while ensuring that the upfront payment requirement does not impact their cash flow requirements.

Companies benefit because they access an additional source of finance, at competitive rates, while not affecting their standing banking facilities. They require no additional security to access premium financing, and multiple lines of cover are incorporated into a single policy and monthly debit order.

Brokers benefit because they receive their full annual fees and commissions upfront, their clients are less likely to take their business elsewhere during the term of their annual policy, they have less administrative work because Fulcrum manages the debit orders and credit control, and Fulcrum Collections offers seamless premium collections.

Fulcrum Premium Finance is simple, safe and cost-effective. It reduces administrative burdens and allows clients to mitigate their risks through effective insurance while preserving liquidity levels within their businesses.



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