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Personal lines insurance

King Price Insurance

Photographic Equipme...

Whether your personal lines clients are looking to cover their wheels or watches, homes or hearing aids… If they own it, we'll insure it! What’s more, our cover is super cheap and strangely simple. The good kind of strange! We’re the first (and still the only) insurer to automatically decrease comprehensive car premiums monthly as the cars depreciate in value. Clients who insure 2+ cars with us get up to 20% off. We offer R1 insurance for high-value items like golf clubs and bicycles. And, we’re continually innovating to bring more industry-first products to market, while offering royal service you won’t find anywhere else. So, sit back and relax as the king of insurance helps you to save cents and seconds!

Osprey Logistics and Fleet Specialists

Osprey Underwriting Managers (Pty) Ltd

Motor - Fleet

Guided by our brokers, each policy is tailored to suit individual clients needs and requirements. We understand that the needs of a local, short-haul transport contractor will differ from that of either the long-haul transport contractor within South Africa, or the cross-border transporter, hence our unique approach. Our Policy Extensions are all tailored per client need. Main areas of focus: Heavy Commercial Vehicles, Light Duty Vehicles, Special Type Vehicles, Trailers, Motor Fleets, All Motor Related Units, Private Motor Vehicles

Education Benefit

YuLife

Employee Benefits

The YuLife Education Benefit provides money to employees' children in the event of their death or permanent disability (if selected), to help cover the costs of their children’s education and care needs with dedicated funds that are safeguarded in a trust. How it works: - A benefit that can be customised to fit your needs: The choice is yours. You can choose to provide a certain amount based on 1-5% of an employee’s annual salary and the age of the children as a payout into the trust. - An easy addition: The YuLife Education benefit is a supplementary benefit to Life or Lump Sum Disability cover. - Secured funds: An amount per child based on the member’s salary is placed into a dedicated trust which is managed by an appointed trustee rather than a claims administrator. - Future flexible: Managed in the trust and can be used for: education fees, school clothes and stationery, sporting equipment as well as food, transport and personal care. - No ‘use it or lose it’: Any funds left over can be used when the scheme is terminated to help launch the child into the next stage of their life. Hassle-free HR: The Education Benefit is quick to purchase and easy to use, with 1-2-1 support when you need it. - Online HR Portal to view and manage your employee's benefits. - Users have access to their cover in-app Inspire life with an app that people love and use: Foster a culture of healthy living and boost productivity levels with the YuLife App. Encourage your team members to engage and make incremental changes that significantly enhance their lifestyle - both within the workspace and at home.

Specialty Insurance

Old Mutual Insure

Fuel Guarantee and F...

We offer a unique bouquet of bespoke insurance solutions, in collaboration with our specialist intermediaries. We offer clients protection for their large property and assets risks, and provide solutions for engineering and construction, as well as marine and transit risks. In addition we cover the corporate & leisure travel segments, and offer unique insurance solutions to the public sector. Our partnerships with specialist UMAs provide clients with access to casualty and financial lines, HCV haulage and more.

Classic and Collectibles Insurance

Bryte Insurance Company Limited

Motor - Classic and ...

Classic and Collectibles, brought to you by Bryte Specialist Motor, suits the serious classic car collector who believes that they are paying too much for insurance. We offer a multi car policy that offers all the same benefits as your regular policy, at very affordable premiums. This policy is for those who own more than three classic or collectible cars.

Commercial Shariah-compliant Insurance

Bryte Insurance Company Limited

Commercial Insurance

At Bryte, we understand the importance of developing solutions that protect our customers’ businesses and minimise their exposure to risk. That’s why our Commercial Shariah-compliant Insurance not only complies with Shariah principles but, depending on the nature, size and structure of the business and the sector in which it operates, we’re able to provide a comprehensive solution, coupled with an experienced and dedicated claims team skilled in the management of complex commercial claims.

Firmsure - Home

F&I

Homeowners Insurance

F&I Insurance specialises in commercial and industrial property risks, hospitality and sectional title as well as motor and motor fleets. We write our property business into Lloyd's of London and our motor business with Infiniti Insurance in South Africa. F&I has been in existence for over 21 years and has the knowledge and experience to help you manage your clients' risks. We are all about “easy, customised insurance”.

Infiniti Personal Lines

Infiniti Insurance Limited

High Net Worth

Infiniti Insurance Limited is an A-(ZA)-rated non-life insurer writing general business personal and commercial cover as well as specialist lines including Aviation, Engineering, Construction Guarantees, Liability, Marine, Watercraft and Gap cover. We pride ourselves on our strong partnership philosophy offering a diverse range of insurance solutions for the non-life insurance market. We focus on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages. Infiniti Online is our end to end online insurance service, allowing you the freedom and convenience of arranging your own quotes, purchasing cover and claiming, all online, from anywhere at any time. It’s the new and simple way of doing Insurance.

Standard Insurance - Business

Standard Insurance Limited

Commercial - small t...

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value addedservices, accident and health, and commercial insurance categories. With 30-years’experience, Standard Insurance Limited continues to focus on meeting the needs of theirclients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helpingclients protect what matters to them. The business leverages its specialist insuranceexpertise in delivering competitive solutions to insurance market.Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorisedfinancial services provider (FSP 33348) and part of the Standard Bank Group.

Lump Sum Disability

YuLife

Disability and Criti...

Protect your employees today and in the future with Lump Sum Disability Cover that inspires your people to live well – and rewards them for it. Lump Sum Disability Cover provides a once off lump sum of money to your employees in the event of their total and permanent disability, helping to ease financial pressures in an extremely difficult time. It is a valuable employee benefit for financial wellbeing. Designed to fit your company: - The choice is yours. You can cover your employees with a lump sum based on a multiple of their salary, e.g. 4x salary, or, a fixed lump sum, e.g. R750 000. Either way, you’ll be making a meaningful contribution to your employees’ financial wellbeing. Hassle-free HR: Lump Sum Disability Cover is quick to purchase and easy to use, with 1-2-1 support when you need it. - Online HR Portal to view and manage your employee's benefits. - Medical underwriting is required for employees with cover above the Free Cover Limit. - Guaranteed cover for all eligible employees (up to the Free Cover Limit). Inspire life with an app that people love and use: - Foster a culture of healthy living and boost productivity levels with the YuLife App. Encourage your team members to engage and make incremental changes that significantly enhance their lifestyle - both within the workspace and at home.

Insurance Institute of the Eastern Cape (IIEC)

ASSOCIATIONS & PROFE...

As an institute, we are there to provide and maintain a central organisation for the promotion of efficiency, progress, welfare, knowledge, education and general development among persons engaged or employed in the insurance industry. We act as a networking platform to support professional standards while pursuing social issues in the Insurance Industry. The Insurance Institute of the Eastern Cape strive to fulfil our local networking function within the Eastern Cape, pursue common goals with the IISA, specifically in the area of professional standards, input on education and training and in the fulfilment of Continuous Professional Development practice.

GLOBAL CHOICES

Assistance services

At Global Choices we offer: ● A branded 24-hour call centre for emergency services, case incident management, First Notice of Loss (FNOL), claims solutions and armed security response ● Insurance value added products, bespoke services and digital platforms ● Branded mobile apps, digital claim solutions and self-services platforms ● API solutions for your policy administration platform for better client experience and continuity ● Live 24 Assist: Our digital live video streaming solution platform for virtual pre-inspections, virtual emergency and claim assessments We believe that empathy connects you 24-hours a day to your clients. We use our 24-hour services together with our digital solutions to optimise multiple objectives simultaneously for your clients - from the emergency risk event through to claim facilitation and resolution. Global Choices Lifestyle is an Authorised Financial Services Provider - FSP #44544 We provide #24HourTotalCare

Arrow - Heavy Commercial Vehicle Insurance

Arrow Underwriting Managers (Pty) Ltd

Heavy Commercial Veh...

With a wealth of experience in the transport insurance field, we offer clients product-specific knowledge and all round-expertise. We offer transporters a holistic one-stop insurance solution. Product offerings can be enhanced by adding excess reducers; loss of use; driver fidelity; and personal accident for drivers to policies. With our 24 hour dedicated call centre, we provide you with assistance where you need it most. Together with our telematics partner, we offer an innovative service that not only reduces risk, but has proven to be an invaluable management tool for our policyholders.

Assets all risks

Insurance Underwriting Managers

Commercial and Indus...

Our assets all risks product provides a broad scope of coverage intended to insure all assets within a business and across a wide range of industry sectors. We provide cover for property damage, business interruption, engineering and liability. Backed by in-house surveying resources and increased reinsurance capacity, we are able to insure both corporate and listed entities of any size.

Ami Bespoke Insurance

Ami Underwriting Managers

High Net Worth

At Ami, we're passionate about providing our brokers and their clients with proper, friendly insurance solutions that they can rely on. At Ami, we believe that insurance shouldn't be complicated. That's why we offer bespoke High Net worth insurance products, including global all-risks homeowners, art & collectables, contents, and motor insurance (including classic and exotic), with additional offerings such as pet, cyber, and travel insurance coming soon. We also provide broad liability coverage, all accompanied by easy-to-understand policy wording and a simplified excess structure. Our products are specifically designed to cater to all your personal insurance needs, ensuring comprehensive coverage. With over 100 years of combined insurance experience, our team of insurance professionals is fully versed in High net worth insurance, particularly in serving the wealth segment of the market. We understand the unique requirements and expectations of individuals with significant assets, and our offerings are tailored to meet their specific needs. What sets us apart is our commitment to providing a personal touch. Unlike traditional insurance companies, we don't rely on impersonal call centre's. Instead, we prioritise building relationships and providing exceptional broker and client service. Our fully digital platform allows brokers and clients to access our services conveniently from anywhere in the country, while still enjoying the seamless, personalised attention and expertise of our friendly and helpful professionals.

Firmsure - Business

F&I

Commercial - small t...

Machinery (MB) Breakdown Insurance

Consort Technical Underwriting Managers (Pty) Ltd

Construction and Eng...

Consort will indemnify the client against breakdown of any part of the Property Insured following sudden and unforeseen physical damage whilst working or at rest or being dismantled, moved or re-erected for the purpose of cleaning, inspection, repair or installation in another position

Infiniti Personal Lines

Infiniti Insurance Limited

Personal Lines

Specialty Insurance

Old Mutual Insure

Factory and Industri...

Bryte Crop Insurance

Bryte Insurance Company Limited

Credit Insurance

Crop insurance is a product that covers the farmer against drought, fire, hail, excessive rainfall, frost, uncontrollable pests and diseases, transit, ﬂood and excessive heat. A totally new product, CropSure was launched in the South African market following the trend of the international crop insurance market. Our partner, iMPAC CropSure, unlike the traditional market, does not insure purely yield per hectare, they insure crop revenue per hectare giving the farmer peace of mind knowing that s/he will receive a guaranteed amount in the event of an insurance peril occurring.

Travel Insurance

Old Mutual Insure

Travel Insurance

Our Travelsure offering provides affordable travel insurance that covers you for lost luggage, cancelled flights and unexpected medical expenses.

Infiniti Aviation

Infiniti Insurance Limited

Drones

Giving your wings the freedom to fly, offering: ● Hull Cover ● Hull War Cover ● Passenger & Third-Party Liability Cover ● Airport Owners & Operators Liability Cover ● Aircraft Maintenance & Repairers Liability Cover ● Pilot Deductible Insurance ● Drone Cover We offer specialised insurance solutions for: ● Commercial Operators ● Corporate and Private Aircraft Owners ● Airport Owners and operators ● Aircraft Repairers and Maintenance Organisations

Standard Insurance - Motor

Standard Insurance Limited

Motor

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value added services, accident and health, and commercial insurance categories. With 30-years’ experience, Standard Insurance Limited continues to focus on meeting the needs of their clients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helping clients protect what matters to them. The business leverages its specialist insurance expertise in delivering competitive solutions to insurance market. Terms and conditions apply. Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorised financial services provider (FSP 33348) and part of the Standard Bank Group.

MARKETING

CDA Solutions

Media, Marketing and...

CDA Solutions designs and executes bespoke direct marketing solutions for the financial services industry. We provide products and services throughout the direct marketing value chain and cover the direct marketing, sales and administration elements of the value chain. They are customised to our clients' specific markets, products, customers and legislative realities and commercial expectations. Our Direct Marketing solutions include: o Acquisitions o Cross-sells and Upgrades o Retention XTRALINK is our digital multichannel communication and distribution platform, designed to combine various complementary services with existing financial products while facilitating regulatory requirements. The XTRALINK Platform proactively drives the utilisation of VAPs through ongoing engagement with, and education of, financial services customers as to the benefits and value provided by these products. Our own products include: • KinLink • RafLink

Funds Protect Insurance

Bryte Insurance Company Limited

Cyber Liability

Phishield, a Bryte partner, provides consumers with affordable, first-of-its-kind cover against loss of funds insurance. Funds Protect covers individuals and businesses against a direct loss of funds suffered due to an insured funds transfer event. The insured events include: ● EFT Fraud ● EFT Duping ● Email Interception ● Unauthorised Funds Transfer ● Cyber Extortion Additional covers to be added to this essential product include: ● SMEs (Business Interruption, Data Restoration, Cyber Extortion etc.) ● Personal Lines (Online Shopping, Cyber Extortion, Cyber Liability and Data Restoration)

Western National Sectional Title

Western National Insurance

Body Corporate and S...

Owning property is probably one of the bigger investments a business or individual will make. The protection of this investment is of paramount importance and therefore needs cover which specifically caters to the unique and varied types of risks found in this sector. STC is your complete Property Owners and Landlord Insurance solution, providing cover for Sectional Title property (residential and commercial), Commercial Buildings, Share Block Investors and Home Owners Associations and all their unique risk requirements. In addition to the standard buildings and associated covers, this product is packaged with inclusive covers tailored to mitigate those unique risks associated with this particular class of business. Providing substantial benefit to the client with peace of mind and a simplified quote process for the broker.

Personal Lines

Strategic Insurance Systems (Pty) Ltd

Personal Lines

Building resilient communities requires resilience in your personal capacity. Our personal lines insurance is comprehensive but flexible enough to be tailored to your individual needs. Our domestic offering includes, but is not limited to: • Motor • All-Risk • House Owners • Household Goods • Personal Computers In upholding the strategic partnership between the broker and insured, SIS provides a broad catalogue of value-added services, such as SIS Roadside Assist, that enable the broker to deliver exceptional client service.

Broadform Liability

SHA Risk Specialists

Broadform Liability

SHA are experts in providing broad liability solutions for businesses ranging in size from SME all the way up to blue-chip, mega corporate. Any organisation or entity operating in today’s business environment is exposed to liability claims and requires a comprehensive liability insurance programme. This business unit comprises a team of highly skilled specialists with a focus on providing tailored liability-based solutions for complex risks across multiple industries. Broadform liability insurance provides protection for a business for legal liability to pay damages arising out of injury or damage caused to third parties or their property during the performance of the business. This liability policy is extremely broad and has many sections of cover and extensions.

Genlib - Directors & Officers (D&O) & Cyber Liability

Genlib

Directors and Office...

Directors & Officers (D&O) & Cyber Liability For Enterprises D&O Liability Insurance provides protection for the directors and officers of a company in the event of legal proceedings pertaining to the failure to perform duties as they relate to the company. Policy Enhancements & Benefits - Our D&O includes Cyber Liability as well as numerous optional extensions - Cover is up to R500m - Automatic extensions include: Corporate Manslaughter, Emergency costs, Fines and Penalties Extension, General Counsel Liability, Outside Directorships, Protection for Non-Executive Directors, Public & investor Relations expenses, Reasonable Costs and Expenses, Reputation Protection Expenses, Tax, COID and UIF Extension, Bail bond cover, Defamation, Investigation & enquiry costs, New subsidiaries, Prosecution costs, Retired directors, Estates, heirs, legal representatives For SMEs Policy Enhancements & Benefits - Our D&O includes Cyber Liability - Designed for a quick application and insurance cover with set limits and nominal premiums attaching thereto, making it an affordable cover for any SME - Automatic extensions include: Corporate Manslaughter, Emergency costs, Fines and Penalties Extension, General Counsel Liability, Outside Directorships, Protection for Non-Executive Directors, Public Relations Consultants, Reasonable Costs and Expenses, Reputation Protection Expenses, Tax, COID and UIF Extension

Continuity Solutions

Premium Finance Partners

Assistance services

Continuity Solutions is a PFP offering that provides "sell-side" merger and acquisition advisory services bespoke to the short-term insurance industry. We understand that selling your business can be a difficult and complicated process and without a professional partner to support and advise you through the process you can often get left with a biased and inefficient outcome. As the only insurance-specific corporate finance business in South Africa, we believe in supporting sellers through this important process. Through our decades of experience in this space and our very targeted approach, sellers can be confident that they will obtain maximum value on their exit while ensuring complete confidentiality during the sales process. Our sell-side approach ensures that each step of the process - initial screening, investment prospectus, buyer funnelling, due diligence, competitive bidding and transaction support - is handled professionally.

Tax Risk Insurance Cover

Tax Risk Underwriting Managers

Hospitality and Leis...

Tax Risk Insurance cover offers individuals, businesses, business owners and trusts immediate access to some of SA’s top legal and tax experts, if selected for a SARS tax audit or related dispute. The policy appoints and pays for a team of top tax professionals to defend the taxpayer. This may include tax attorneys, auditors, tax specialists, accountants and other tax advisors who may be required to ensure a fair audit outcome, including covering the cost of their accountant services during a claim. We guarantee: ● Affordable premiums ● Easy to understand cover ● Cover is retrospective - no waiting periods ● Access to South Africa’s top tax specialists/lawyers ● Once policy is active - assistance no matter how far back SARS reassesses ● Fair tax treatment and audit outcomes ● Your accountant’s fees are covered for services during the claim ● Can claim more than once a year ● Experts to assist you when there is an unexpected SARS’ tax audit and related disputes ● Fixed indemnity limits so you know what you have available Please note: Terms and Conditions apply

CIB Franchise Insurance

CIB

Public Liability

Tried and tested business processes bundled tightly with an established brand are a big part of what makes a franchise such an attractive business opportunity for most entrepreneurs. There is one thing, however, that is often excluded from this ‘business-in-a box’ model – insurance. Franchisees bear this risk alone. Without proper guidance on what can be a complex undertaking, they run the risk of missing certain crucial covers that could make or break a new, or even established business. CIB Franchise is an all-encompassing product tailored for franchise owners. Supported by all the expertise of CIB’s Commercial Division, it offers smart, seamless cover that leaves nothing to chance. Cover includes: ● Comprehensive public liability insurance ● Product liability insurance ● Property damage insurance ● Business interruption insurance ● Employment practices insurance ● Workers Safety Insurance ● Auto Insurance

Ami Bespoke Insurance

Ami Underwriting Managers

Personal Lines

At Ami, we're passionate about providing our brokers and their clients with proper, friendly insurance solutions that they can rely on. At Ami, we believe that insurance shouldn't be complicated. That's why we offer bespoke insurance products, including global all-risks, homeowners, art & collectables, contents, and car insurance (including classic and exotic), with additional offerings such as pet, cyber, and travel insurance coming soon. We also provide broad liability coverage, all accompanied by easy-to-understand policy wording and a simplified excess structure. Our products are specifically designed to cater to all your personal insurance needs, ensuring comprehensive coverage. With nearly 100 years of combined insurance experience, our team of insurance professionals is fully versed in personal lines insurance, particularly in serving the high net worth segment of the market. We understand the unique requirements and expectations of individuals with significant assets, and our offerings are tailored to meet their specific needs. What sets us apart is our commitment to providing a personal touch. Unlike traditional insurance companies, we don't rely on impersonal call centre's. Instead, we prioritise building relationships and providing exceptional broker and client service. Our fully digital platform allows brokers and clients to access our services conveniently from anywhere in the country, while still enjoying the seamless, personalised attention and expertise of our friendly and helpful professionals.

Commercial and Industrial

HIC Underwriting Managers Pty Ltd

Commercial and Indus...

Insurance solutions across the Commercial and Industrial arena, including: ● Manufacturing ● Retail ● Commercial Operations We have a strong focus on risk management to help intermediaries identify risks, minimise the potential impact, maximise the opportunity to improve the risk and offer an optimal insurance solution.

Infiniti Personal Lines

Infiniti Insurance Limited

Caravan and Trailer

Bryte Gem and Jewel Insurance

Bryte Insurance Company Limited

Arts, Antiques and C...

Our Gem and Jewel Insurance product was developed in collaboration with experts in the jewellery and precious assets industry to cover stock, premises, contents as well as risks such as business interruptions. Through our knowledge and expertise, we develop solutions for retail, wholesale and manufacturing jewellers; gem cutters and setters; watch importers; coin dealers; tender houses and dealers; goldsmiths; diamond and metal processors; and refiners.

CIB Franchise Insurance

CIB

Commercial - small t...

Infiniti Engineering

Infiniti Insurance Limited

Construction and Eng...

● Contractors All Risks/Public Liability/Advanced Loss of Profits ● Erection All Risks ● Dismantling, Transit and Erection/Public Liability/Advanced Loss of Profits ● Plant All Risks ● Road/Site Liability ● Machinery Breakdown/Loss of Profits/Deterioration of Stock ● Electronic Equipment

Personal Legal

GENRIC Insurance Company

Legal Advice and Exp...

Provides quality, accessible, affordable legal cover for individuals including professional advice, mediation and if necessary, representation.

Roadside Assistance

VAPS INSURANCE UNDERWRITERS (PTY) LTD

Motor - Fleet

VAPS HCV ASSIST offers 24-hour, 7 days a week assistance to HCVs, Trailers, Commercial Vehicles, PMVs, LDVs & Special Types of vehicles.

Funeral Cover

YuLife

Funeral Cover

Protect your employees today and in the future with Funeral Cover that inspires your people to live well – and rewards them for it. Funeral Cover pays a fixed amount to your employees’ families (their beneficiaries) in the event of their death. The employees’ spouse and children can also be covered. Designed to fit your company: - The choice is yours. You can cover just your employees, or you can add their spouses and children with a fixed amount. - You also have the option to include an additional amount of R20 000 which will go towards the cost of repatriation if required. Inspire life with an app that people love and use: - Foster a culture of healthy living and boost productivity levels with the YuLife App. Encourage your team members to engage and make incremental changes that significantly enhance their lifestyle - both within the workspace and at home.

Swiss Re Corporate Solutions

Swiss Re Corporate Solutions Africa

Corporate Property

Swiss Re Corporate Solutions Africa Limited is a public company, an authorised non-life insurer in South Africa and a licensed financial services provider. Corporate Solutions is a Business Unit of the Swiss Re Group, which provides corporate insurance. In addition, Swiss Re Corporate Solutions provides risk transfer solutions to large and mid-sized corporations. Our innovative, highly customised products and standard insurance covers help to make businesses more resilient, while our industry-leading claims service provides additional peace of mind. Swiss Re Corporate Solutions Africa Ltd is an Authorised Financial Services Provider

Agri Insurance

King Price Insurance

Agriculture and Farm...

Running a commercial or game farm comes with its own set of challenges, risks and perils. So, from steenbokkies, to sunflowers, to sprinklers... The king of insurance covers just about everything agri. We've developed the most innovative product in the market, and your agri clients can choose to take cover for their specific requirements, so that they never pay for cover they don’t need. And, in an industry-first, our ‘pay as you farm’ cover will comprehensively insure your clients’ agri vehicles all year round, whether they’re being used or not. We use real-time tracking to help farmers make decisions about their vehicles’ usage based on their location, and we use the data to apply an annual rebate on renewal, which could be as much as 30%.

Buildings insurance

King Price Insurance

Building

Whether your clients are heading up a franchise, salon, school, pharmacy or plumbing business, we’ve got the buildings insurance policy to cover the buildings that they own or that they’re responsible for. We also insure buildings that your clients own or inhabit in their personal capacities, as well as community schemes. From theft, to fire, to accidental damage, we cover a wide range of risks to keep the roof above your clients’ heads.

AIG Directors and Officers

AIG South Africa Limited

Directors and Office...

This offering provides enhanced protection for directors, officers and employees acting in management or supervisory capacity.

ONE Marine Goods in Transit

ONE Insurance Underwriting Managers (Pty) Ltd

Marine Special Risk

The ONE Marine Goods in Transit Policy is aimed at the transporter who moves goods on behalf of another party (Third party goods not belonging to the transporter). Limits based on a First Loss Limit Basis – no average applied Debris removal/recovery of load costs Loss or damage to general shipping and reefer containers Loss or damage to tarpaulins, ropes and chains Goods transported on the policyholder’s own trucks as well as subcontractor trucks Maximum load limits are based on a single conveyance (unspecified) and not on a per truck basis Premium is rated in accordance with the estimated annual haulage fees (revenue generated from each load) Policy premium is adjusted upwards on the actual annual haulage fees on renewal against what was initially estimated Extends to cross border countries Cover based on Institute Clauses and depends on the type of commodity and how the goods are being transported Cover for Tail End Risks (goods collected from ports/airports and second-hand goods) ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Gap 500 Plus

Linksave (Pty) Ltd

GAP COVER

Medical Aid schemes have specified copayments or deductibles applied to listed procedures that the member is required to pay. Gap 500 Plus will reimburse the defined co-payment/deductible amount. Subject to an overall annual limit.

Trustees Liability

Camargue Underwriting Managers (Pty) Ltd

Pension Fund Trustee...

Camargue’s Trustees Liability insurance protects pension funds/medical schemes/general trusts/body corporates against loss resulting from fraud and dishonesty by an officer or trustee; negligence by an officer or trustee and computer crime committed by a third party. Underwritten by the licensed insurers: certain underwriters at Lloyd's, Bryte Insurance Company Limited (FSP 17703) and Compass Insurance Company Limited (FSP 12148).

ARC

Bryte Insurance Company Limited

Arts, Antiques and C...

Our Art Risk Cover solutions are suited to private and corporate collectors; institutions; art galleries and dealers; and museums. Having partnered with Lloyd’s of London, and more specifically with Brit Insurance, we have a sizeable limit of USD 150 million in any one location, any one risk.

Personal lines insurance

King Price Insurance

Personal Lines

Transport

Insurance Underwriting Managers

Heavy Commercial Veh...

Clients in the transport industry often face unique and unexpected challenges. It is for this very reason that we have designed our transport policy to offer clients insurance solutions that address these industry needs. Insurance is offered to cover the vehicles, goods in transit, and various liability risks such as pollution-related losses. Where required, we can also include the client’s assets and/or farms on the same policy. An optional contractors’ plant all risks section is available for those transporters with a need to cover these risks. We have a specialised and qualified team of underwriters dedicated to our transport division, as well as professional claims staff and service providers who ensure that clients receive a seamless experience to minimise the amount of time the vehicles are out of action.

Smarthome Product Summary

Bryte Insurance Company Limited

Personal Lines

RSI’s Smarthome product, underwritten by Bryte, is designed to take the pain out of owning major appliances, electronics and fixtures. It is a value-added product designed for high value and utilisation by the insured. For a small monthly premium, as a stand-alone policy or in addition to an existing short-term insurance policy, Smarthome provides a repair or replace service to consumers on goods that have failed due to wear and tear, mechanical and electrical failure, or power surge.

Engineering Insurance

Bryte Insurance Company Limited

Engineering Insuranc...

Bryte’s professional expertise in the engineering sector allows us to deliver simple insurance solutions to cover all types of engineering risks, including machinery, computer, electronic, construction and contract work. Our offering: ● A complete engineering insurance offering reinforced by industry technical standards ● Skilled engineers in the underwriting process who are familiar with all the risks associated with the engineering sector ● Flexible products and services that allow us to work with brokers and customers across all levels, from risk assessment through to consultancy ● Access to authorised specialist teams of claims professionals ● Bespoke insurance solutions, including those for highly complex risks ● Comprehensive policy wording

Standard Insurance - Cyber

Standard Insurance Limited

Cyber Liability

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value added services, accident and health, and commercial insurance categories. With 30-years’ experience, Standard Insurance Limited continues to focus on meeting the needs of their clients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helping clients protect what matters to them. The business leverages its specialist insurance expertise in delivering competitive solutions to insurance market. Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorised financial services provider (FSP 33348) and part of the Standard Bank Group.

RTU Taxi

RENASA TAXI UNDERWRITERS (PTY) LTD

Taxi Insurance

Comprehensive, third party fire and theft or third party only cover for: ● Minibus Taxis ● Scholar Transport ● Shuttle Services ● Tour Operators ● Employee Transport ● Hotel Transport

Marine

Insurance Underwriting Managers

Marine Cargo

Our marine product focuses on finding the ideal solution for a client’s hull risks and cargo transportation requirements. We offer solutions for cargo for imports, exports and transit. Other products on offer are Stock Throughputs, Freight Forwarders Comprehensive and Hull. Our liability products respond to carriers, freight forwarders, hulls, ship repairers, ship builders, charterers and stevedores. Whether property is transported by sea, air, road or rail, we cover the property until it is delivered to its final destination. Our advanced loss of profits product also offers business interruption cover for the estimated loss of potential profits.

Vintage, Veteran and Classic Cars & Motorcycles

Cross Country Insurance Consultants (Pty) Ltd

Motor - Classic and ...

A full comprehensive cover for vintage, veteran and classic cars & motorcycles, including use for Private, Domestic & Pleasure purposes. ● Vehicles insured on an Agreed Value basis. ● Earned loyalty: two years claims free on the insured vehicle – basic excess is waived. ● Age Excess - Excess waived for over 55 years of age. ● Breakdown cover inside RSA (limited to R5000 per year).

Commercial and industrial insurance

King Price Insurance

Commercial and Indus...

We've got the professional, specialised cover needed to manage the niche risks that engineering contracts, plant, works and businesses encounter (as well as the third party liability that these businesses could incur). Our specialist engineering insurance team has years of experience in the industry and understands that there's no 1-size-fits-all solution when it comes to managing engineering risks, and so we cover 8 specific risk areas. Our business insurance experts are on hand to help build a policy that adequately covers office-based risks as well. Our products combine to create tailored solutions for your clients’ industrial businesses and their specific challenges.

Miway Business Insurance

MiWay Insurance Ltd

Taxi Insurance

Comprehensive business insurance to protect growing businesses. MiWay is a licensed non-life insurer and financial services provider, offering customers a range of non-life insurance products including motor, household, homeowners, business insurance as well as liability cover.

Sentinel Motorcycle Cover

ADMINISTRATION PLUS (PTY) LIMITED

Motorcycles and Quad...

Adminplus has expanded into the short term motorcycle insurance sector with a new product, Guardian Angel Motorcycle Insurance. Our skilled and passionate team are excited to bring a new first-class policy to the emerging biker market in South Africa. We have partnered with Renasa Insurance Company Limited, which has had positive breakthroughs in the industry and is excited for this product to take the market as it will be a fully comprehensive insurance package for the true motorcyclist. As a new player in the market we are excited to approach the new generation of emerging riders as well as the upcoming lady riders who have entered the marketplace. We wish to build long-term relationships within the biker community and provide a superior service to all those who wish to have a fully comprehensive insurance package.

Beyonda Excess Buy Down

Beyonda Group (Pty) Ltd

Motor - Niche/Specia...

As market leaders in Excess Buy Down products, Beyonda provides excess solutions for all types of vehicles. These products protect the client's cash flow in the event of a loss by insuring their excesses. Our products include: ● Goods In Transit Excess Reducer ● Total Loss Excess Reducer (Theft/Hijack/Write-off) ● Own Damage Excess Reducer ● Penalty Excess Reducer ● Loss Of Use ● Plant All Risk Excess Reducer ● Third Party Excess Reducer ● Hazardous Chemical Pollution Liability Excess Reducer ● Credit Shortfall ● Tow Fee Top-up

The Fulcrum Group (Pty) Ltd

Premium collections

Premium collections are vital to insurers and brokers alike. They must be accurate, timely, efficient and risk-free. We're a market leader when it comes to our premium collection solutions, as demonstrated by our product offerings; Fulcrum Collections Legacy Model and Fulcrum CollectDirect™ and our service offering continues to evolve with our latest premium collections product, Fulcrum AirCollect™, in development. Over and above our market-leading premium collection platforms, we provide our Fulcrum Collections clients with an array of additional services as part of our offering which include, but are not limited to. Foreign exchange, claims handling, deposits & payments and reporting. Many non-insurance businesses and entities – such as gyms, schools, rental agencies, body corporates and value-added product providers (VAPs), among others – also manage recurring payments such as subscriptions, fees, rent and levies. They, too, can make the most out of Fulcrum’s collections platforms, unlocking time and money savings conveniently and in a de-risked environment. All of our services are backed up by our team of dedicated, highly experienced consultants, who have the skills and expertise to ensure that our clients derive optimal benefit.

Commercial Solutions

SHA Risk Specialists

Commercial - small t...

Bespoke multiline, niche insurance policy designed for the SME in South Africa. A range of products for SME’s are available on our digital platform, the Pocket Underwriter. Ideal for a general commercial entity requiring wide specialist liability cover, a professional needing a great packaged solution or a company with a cyber exposure. The cover is only available to licensed insurance brokers through SHA's digital Pocket Underwriter platform. The platform was designed to empower brokers by helping them better understand and sell our most complex products. Brokers are able to do quotes and issue policies within minutes, in their own time. Cover includes, Broadform liability, Cyber, D&O, E&O, Gradual Pollution, and a range of specialist insurance covers.

2021 Network Plus

Linksave (Pty) Ltd

GAP COVER

Enhancing your doctors’ costs for in-patient and/or out-patient procedures [as defined] from your Medical Aid Scheme reimbursement rate, up to an additional 500% of the scheme rate.

Standard Insurance - Agri

Standard Insurance Limited

Agriculture and Farm...

Community insurance

King Price Insurance

Buses and Passenger ...

Meet the king's community insurance: A 1-stop building insurance solution for brokers, managing agents, trustees and building asset managers, which brings the entire value chain together in real-time. Because we believe in pro-active risk management, we conduct free risk and condition assessments on all risks, to define any possible hazards and to prioritise each scheme's risk management goals. These initial assessments, coupled with our maintenance and monitoring expertise, link with our specialised risk reporting and supply chain management to reduce the risks that sectional title communities face. In addition to this, we use the smartest property management software in the cloud. Felix is an award-winning platform that automates and speeds up claims. For your client's community scheme this means more convenience, greater transparency, superior operational support, and total control. And if things still go wrong with your clients' buildings despite all of this? Then our insurance will protect them from the financial impact.

Beyonda Excess Buy Down

Beyonda Group (Pty) Ltd

Excess

As market leaders in Excess Buy Down products, Beyonda provides excess solutions for all types of vehicles. These products protect the client's cash flow in the event of a loss by insuring their excesses. Our products include: Goods In Transit Excess Reducer Total Loss Excess Reducer (Theft/Hijack/Write-off) Own Damage Excess Reducer Penalty Excess Reducer Loss Of Use Plant All Risk Excess Reducer Third Party Excess Reducer Hazardous Chemical Pollution Liability Excess Reducer Credit Shortfall Tow Fee Top-up

Household Contents Gold

Cross Country Insurance Consultants (Pty) Ltd

High Net Worth

Cover available on a comprehensive Agreed Value basis including unspecified All Risk Cover up to 10% of Contents Sum Insured. ● Age Excess - Excess waived for over 55 years of age ● Earned Loyalty two years claim free - basic excess waived for policyholder

Discovery Insure

Discovery Insure Ltd

Motor - 4x4

Discovery Insure is committed to creating a nation of great drivers and building better businesses through our innovative Shared-value Insurance model. Discovery Insure is South Africa’s fastest growing short-term insurance company with comprehensive products that provide protection against current and emerging risks facing clients in the motor, home and business insurance sectors. Vitality Drive, an internationally-recognised and award-winning programme, is a key differentiator in the market that incentivises and rewards clients for driving well. The Vitality Drive programme has been scaled to local and international markets which now include Europe and the Middle East. The company employs over 1 000 people who are committed to putting our customers and financial advisers first by providing unique and innovative solutions and cover. Discovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations can be found on our website, www.discovery.co.za or you can call 0860 751 751.

Personal

Hollard Life Solutions (Pty) Ltd

Homeowners Insurance

When it comes to personal lines, look no further than Hollard. We know you, the intermediary, are looking for excellence in products and claims service. Our personal lines offerings include our Easy product, and our Private and Prestige products. Our Easy product is modular, meaning that you are able to build specific solutions for your cli-ents’ needs, from entry-level to high net worth. You can access Easy via our broker portal that is linked to our in-house system, which is convenient and enables you to perform policy administra-tion functions and capture first notification of loss on behalf of your clients. With our Easy prod-uct, the underwriting and claims functions sit with us. Our Private and Prestige products offer all-in-one, comprehensive cover. They include a variety of additional options, so that clients have the flexibility to change and increase covers to suit their needs and protect the assets that matter most to them.

Transit Underwriting Managers

Transit Underwriting Managers (Pty) Ltd

Goods in Transit

Transit Underwriting Managers (Pty) Ltd (TUM) is a specialized underwriter, focused exclusively on the goods in transit insurance market. TUM underwrites on behalf of Compass Insurance Company Limited. Available Products MOVE IT: Goods in Transit Covers the Transporter who has a Bailee interest in the goods which he is carrying for a third party. NEED IT: Carrier’s Liability Covers the Transporter for their liability to the goods owner for loss / damage to the goods caused by the transporter's fault / negligence. BACK IT: Contingent Goods in Transit Covers the Transporter Broker against claims brought against him, in instances where the sub-contractor’s insurance has not paid the claim - Last resort policy. OWN IT: Goods in transit Cover the owner of the goods, whilst his goods are in transit. Optional Extras Excess reducer (Non-Franchise Basis) Incorrect temperature settings: Contamination cover: Demurrage Extension Value Added Products On Road Solutions cover: 24 Hour Call Centre ● Debris removal ● Securing of loads through load shifting ● On-road repacking of cargo ● No Excess applicable. Transit only deals through the insurance broker markets, so kindly contact us for an obligation free quotation.

EC10

EasyEquities

Cryptocurrency

EC10 bundle is South Africa’s leading index-tracking instrument of the crypto-asset sector. It offers exposure to the top 10 cryptocurrencies weighted by market capitalization, which includes Bitcoin, Ethereum, Binance Coin and 7 other top cryptocurrencies and exclusive of Stablecoins. EC10 Crypto Assets are held in a highly secure institutional grade custody solution by FWT Nominees for the safety of customers. We also make use of our own multi-signature cold storage facility secured in a bank vault to keep liquid assets safe. Instead of placing different buy orders for each Crypto Asset separately, the EC10 allows you to place a single buy order and you will be issued with the Crypto Assets listed in the EC10 in accordance with the rand value of your order. The EC10 allows you to take direct ownership of the underlying Crypto Assets within the bundle. The price of the EC10 is based on the value of the underlying Crypto Assets.

Genlib - Goods In Transit (GIT)

Genlib

Goods in Transit

Goods In Transit (GIT) Indemnifies the owner of the goods for the loss or damage to their goods whilst being loaded, off loaded, or in transit. Policy Enhancements & Benefits - This is a unique policy and automatic extensions include: Debris removal, 6-hour machinery break down excess, Salvage recovery, Cover of tarpaulins, nets, ropes chains, Fire brigade charges, Shipping container cover, Second hand / reconditioned goods, Fidelity Guarantee cover for drivers or employees, Loading and offloading, Carrier’s legal liability (in the event transporter moves a load for cargo owner) - Short-period cover available Carrier’s Cargo Liability Indemnifies the transporter against their legal liability for property in their care, custody and control. Policy Enhancements & Benefits - 96-hour storage cover whilst in transit, Debris removal, 6-hour machinery break down excess, Salvage recovery, Cover of tarpaulins, nets, ropes chains, Legal costs and expenses, Fire brigade charges, Shipping container cover, Second hand / reconditioned goods, Fidelity Guarantee cover for drivers or employees, Loading and unloading if carrier is contracted to do so - Short-period cover available

FAnews

Media, Marketing and...

FAnews is a bi-monthly digital and print publication (with three CPD hours per edition), combined with daily newsletters for people working in the insurance and financial services industry. The Insurance Apprentice, a short term insurance competition for Under 35s, is one of our super exciting initiatives where we combine education, leadership development and a bit of entertainment.

ADDITIONAL PRODUCT OFFERING

One Loyalty Rewards

Assistance services

Smartwill, Discounted Fines, License Disc Renewal, Pothole, RAF, Crime & Security Assistance, ContractZone and other

Tax Insurance

Bryte Insurance Company Limited

Legal Advice and Exp...

Our partner, Tax Risk Underwriting Managers, covers customers against the risk of being selected for a tax audit by SARS as well as any disputes related to unfair SARS re-assessments. Tax Risk Insurance protects SME businesses and their owners against the risk of a SARS tax audit. If a taxpayer is selected for audit, Tax Risk Insurance will appoint and pay for tax professionals to deal with the matter, giving the taxpayer peace of mind knowing that they will have access to some of South Africa’s best tax professionals when they need it most.

Trade and Construction Guarantees

Hollard Life Solutions (Pty) Ltd

Guarantees

Trade guarantees: Our expert guarantee underwriters cater for the full spectrum required by the construction and trade industries, including: Trade-related guarantees: ● Customs guarantees ● Transnet guarantees ● Airlines guarantees ● Fuel guarantees ● Portnet guarantees ● Utility guarantees Construction guarantees: Our expert guarantee underwriters cater for the full spectrum required by the construction indus-try, including: ● Performance guarantees ● Advanced payment guarantees ● Retention guarantees ● Materials on and off site ● Bid bonds ● NHBRC/late enrolment We provide the foundation on which you build your business.

Broker acquisition finance

Premium Finance Partners

Investment services

Premium Finance Partners provides license-independent loan funding facilities to insurance brokers looking to grow their businesses through book or broker acquisition. Raising capital for broker acquisition purposes from traditional funders has remained a difficult task for most brokerages. PFP aims to remove this funding constraint by introducing specialist funding lines for brokers looking to grow their businesses through acquisition. While the provision and deployment of capital is core to what we do, our holistic and partnership-based approach to funding ensures the outcome and profitability of our clients' acquisitions are as successful and profitable as possible.

Contract Works (CW) Insurance incorporating Contractors All Risks (CAR) and Erection All Risks (EAR)

Consort Technical Underwriting Managers (Pty) Ltd

Construction and Eng...

From the commencement of the works, virtually all construction sites are exposed to an array of elemental or other unforeseen perils that could cost the contracting parties and all those involved, time and money if they do not have adequate insurance protection in place.

Personal Insurance

Old Mutual Insure

Personal Lines

Protect your car and home with Allsure. Cover your car, home, personal liability and risk insurance needs under one comprehensive policy.

Firmsure - Hospitality

F&I

Hospitality and Leis...

Credit Insurance

Southern Cross Risk Management

Credit Insurance

We are a niche brokerage specializing in providing Professional Indemnity Insurance solutions for Financial Service Providers and a broad range of Professions, as well as insurance solutions on a host of commercial liability exposures. We are supplier agnostic and offer a comprehensive range of insurance solutions to cater to different requirements. From Professional Indemnity Insurance for Financial Service Providers (FSPs) and various professions, to insurance solutions for commercial and specialized liability exposures, we work with businesses to identify their unique exposures and tailor insurance solutions to address their specific needs. Our team of insurance experts is committed to providing personalized guidance to help clients navigate the complex world of insurance.

Tax Risk Insurance Cover

Tax Risk Underwriting Managers

Taxi Insurance

Personal lines insurance

King Price Insurance

Personal Liability

CIB Commercial Insurance

CIB

Commercial and Indus...

When it comes to insurance, less isn’t always more. Or too much cover can be just that – too much. Make sure your commercial cover is the best fit for your business, delivered by a single insurer that puts your business at the centre of ours.

Bed & Breakfast

HIC Underwriting Managers Pty Ltd

Hospitality and Leis...

Our Bed & Breakfast product covers the owner’s private contents as well as the Bed & Breakfast contents. Loss of revenue and liability sections can also be included which is exclusive to Bed & Breakfast establishments and smaller guest houses. HIC’s Bed & Breakfast product has received the PMR.africa Golden Arrow award from 2013 to 2017 and the Diamond Arrow award from 2018 to 2021

Standard Insurance - Engineering

Standard Insurance Limited

Construction and Eng...

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value added services, accident and health, and commercial insurance categories. With 30-years’ experience, Standard Insurance Limited continues to focus on meeting the needs of their clients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helping clients protect what matters to them. The business leverages its specialist insurance expertise in delivering competitive solutions to insurance market. Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorisedfinancial services provider (FSP 33348) and part of the Standard Bank Group.

ONE Medical Malpractice

ONE Insurance Underwriting Managers (Pty) Ltd

Medical Malpractice

We understand the liability insurance requirements of modern healthcare organisations can be complex and therefore look to work with brokers and clients to tailor coverage to specific client’s requirements. We also seek to take a proactive approach to help clients manage and reduce their medical professional liability risk. Government and Provincial Health Departments, as well as Private Hospital Groups, Doctors and Allied Healthcare Professionals have been faced with a significant increase in the number and value of claims. Just the ever increasing legal costs and the legal complexities to defend their reputation can be catastrophic to the healthcare professional or private healthcare provider. ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Infiniti Engineering

Infiniti Insurance Limited

Construction and Eng...

Household and Car Insurance

Bryte Insurance Company Limited

Personal Lines

Oneplan, with whom we have partnered for many years, does insurance differently. Its household and car insurance gives the customer total control over how much insurance they want at the price they can afford, and they can even turn cover on and off. Oneplan prides itself on being upfront and honest; it’s why it gives customers complete access to their policies through the smart Oneplan App. Customers may add items they want to insure, chat to a friendly team member for any questions they have and load claims – all through the app.

Agriculture

Insurance Underwriting Managers

Agriculture and Farm...

IUM helps clients harvest the benefits of growing their business in an unpredictable environment. Natural catastrophes can have a disastrous impact on the farming industry, which is why IUM has specialist underwriters and a tailored solution to suit the various requirements that are unique to the South African market. Our Agriculture product provides cover for all types of farming risks including cooling plants, marine cover for exports, a wide range of liability cover, warehouses, growing tunnels (plastic sheets, shade cloth and fibreglass), irrigation systems, farming implements, fodder and feed, and even livestock and pedigree animal cover, including cover for a range of illnesses. We have the ability to include all personal related items to ensure that the client has complete cover on a single policy.

Mirabilis Contractors All Risks Insurance

Mirabilis Engineering Underwriting Managers

Renewable Energy

The Contractors’ All Risks insurance policy covers all types of building and civil engineering construction – from residential (housing) to commercial (shopping centres and office blocks) to infrastructure (roads, bridges, dams, water and sewage reticulation pipelines) and offers protection against the hazards that may threaten works under construction. Most construction projects include certain elements of machinery erection (e.g. installation of air conditioning and lifts in buildings).

Artificial Intelligence for Insurance

CyborgIntell

Software providers

Artificial Intelligence platform, automating from data to value in Insurance, doubling the productivity of your data scientists. The platform is modularized to augment (rather than replace) any existing initiatives. We also offer AI as a service (AIaaS) for: - Customer acquisition and cross-sell - Enhanced underwriting - Improving persistency - Claims automation and fraud detection.

TECH MEGATREND EQUAL WEIGHT UCITS ETF

GINSGLOBAL INDEX FUNDS

Exchange Traded Fund...

This innovative ETF provides low-cost access to dynamic companies in the fields of Artificial Intelligence (AI), Robotics, Cyber Security, Future Cars, Social Media, Blockchain, Virtual Reality, Cloud Computing and Genomics. It offers one-stop vehicles into the key drivers of the Fourth Industrial Revolution. The ETF enables investors to gain exposure to companies leading transformative technological, industrial innovation on a global basis. These broadly diversified indices, include cutting edge companies from the US, China, Europe, Korea and Taiwan. Share classes are available in US$, Euros and Sterling share classes. Where to find the GinsGlobal ETF: It is listed on the LSE and other European bourses. Should you wish to invest in our ETF, it is available directly through GinsGlobal, your stockbroker or from Credo, Easy Equities, Glacier, Investec, Momentum Wealth, Saxo and Swissquote. December 2024 / January 2025 monthly report and fact sheet/s are available via the links below: https://www.ginsglobal.com/wp-content/uploads/2024/12/HAN2024_12_ITEK_Monthly-Report.pdf https://www.ginsglobal.com/wp-content/uploads/2025/01/DEC-2024-ITEK-Factsheet-ITEK-IE00BDDRF700-en.pdf See our latest TV interviews and presentation: (Nov 24) IG Interview - Investing with Beauchamp & Bright: Why tech may thrive under Donald Trump https://youtu.be/Gar7nr208fE (Nov 24) GinsGlobal Index Fund CEO Anthony Ginsberg Discusses Tech Megatrend ETF and Global Tech Landscape https://youtu.be/jg76ISAYmEk

Hollard Life Solutions (Pty) Ltd

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Hollard Life Solutions (Pty) Ltd is Hollard Group’s new venture that has been established to offer comprehensive life and business solutions in a changing business environment with evolving customer needs. The new business entity provides a harmonised insurance offering designed to diversify our product offering, tailor solutions to address life challenges and priorities throughout the entire life and business cycle. Hollard Life Solutions seeks to enhance the customer experience and enable ease through a streamlined structure and the provision of solutions that respond to life’s needs. We offer the following products: ● Funeral and education policies ● Short-term cash loans ● Short-term insurance ● Credit life offerings ● Retrenchment ● Death and disability cover ● Motor insurance ● Life assurance ● Specialist resources ● Expertise across a range of insurance markets Hollard Life Solutions (Pty) Ltd is an associate business of the Hollard Group, a privately-owned insurance group established in 1980. Hollard Group serves five million policyholders across 11 countries around the world.

Event Cancellation

KEU Underwriting Managers (Pty) Ltd

Equipment All Risk a...

At KEU, we have a clear understanding that every event is unique. Our policy provides the cover required to protect event organisers against their financial loss if an event is cancelled, abandoned or postponed due to circumstances beyond the organiser’s control. Cover A - Insures event cancellation as a result of any reason that lies beyond the control of the Insured, excluding the noted exclusions. In addition the following extensions can be included: ● Damage to Pitch and Field ● Breakdown of technical equipment ● National mourning ● Labour, social and political disturbance or Riot and Strike ● Non-appearance of an individual or group of performers due to illness, death and accident and/or travel delays ● Adverse weather ● Forced Reduced Attendance

Business insurance

King Price Insurance

Motor - Traders

Your clients’ businesses are so much more than hubs for services and products! An SME is a dream in action, a legacy at work, and a source of income that people depend on. That being said, running a business isn’t all wins and no setbacks. Every business faces its share of challenges, risks and threats. The good news? We've made it our business to insure these risks, so that your clients don't have to shoulder the financial burden on their own when their business’ property is lost or damaged. Our business insurance team offers tailor-made cover, focuses all its energy on our business clients, and promises the same affordable cover, royal service and peace of mind that our personal clients love us for. So, whether your clients are heading up a franchise, salon, school, pharmacy or plumbing business, they can choose to cover their entrepreneurial gem for everything from theft, to accidental damage, to legal liability.

Firmsure - Commercial

F&I

Commercial and Indus...

CIB Vertex

CIB

Arts, Antiques and C...

CIB’s elite offering, Vertex, bundles together a wealth of unique risk features, including a Value at Risk (VAR) on household contents and specialised underwriting that caters for the high net worth individual. A dedicated assistance line, skilled assessors to accurately assess luxury assets, and trusted advisors to manage cover in a way that allows you to truly enjoy the best of what life has to offer all come standard. To qualify for Vertex, the insured party must be 35 years or older, have a minimum contents sum insured of R1 000 000 (main residence) and combined insured assets to the value of at least R3 000 000 (excluding motor). Cover includes: ● Homeowners and household insurance ● Fine art ● All risks ● Personal accident ● Personal liability of R3 million ● Supplementary liability up to R20 million ● Vehicle cover, including high-performance cars and motorcycles ● Watercraft ● SASRIA special risk insurance

CIB Fuel Station Insurance

CIB

Fuel Guarantee and F...

CIB Fuel Station is a commercially based insurance solution that is as diverse as the modern fuel station’s own offering. Cover includes: ● Fuel leakage ● Storage tanks – Under and above ground ● Contamination of environment ● Contamination of fuel ● Loss of income after insured event ● Theft of fuel ● Absconsion by customers ● Damage to buildings following theft ● Malicious damage to property ● Forecourt negligence ● Food poisoning

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Munich Re (Africa)

Munich Reinsurance Company of Africa Limited (MRoA) has been operating in South Africa for over 50 years, although the Munich Re Group was active in the continent, via Munich Re in Munich, for some years prior to commencing the Southern African operation in Johannesburg in 1968. A new business strategy for Africa, which has been in place since 2015, was designed to focus skills and expertise in one central hub in Johannesburg. This strategy has reaped positive benefits as a “one-stop shop” for clients, with centralised knowledge across all classes easily at hand. Being part of the global Munich Re network, MRoA has, in addition to its own local expertise, access to the skills and reinsurance capacity of Munich Re globally. MRoA offers a full range of services to both Life and Non-Life clients, and with this extensive range of capabilities is well positioned to partner in Africa’s development.

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Reinsurance

Swiss Re Corporate Solutions Africa Limited

Swiss Re Corporate Solutions offers a wide range of traditional and innovative risk and insurance solutions across a broad spectrum of industries. The company provides services primarily in the Property, Casualty, Credit & Surety, Special Lines (such as Energy, Engineering & Construction and Accident & Health) and Financial & Professional Liability lines of business. Swiss Re Corporate Solutions also offers Innovative Risk Solutions, which can be tailored to a customer's unique exposures, as well as International Insurance Programmes. By combining fresh, innovative perspectives with tech-driven solutions and applied expertise, Swiss Re Corporate Solutions aims to address industry inefficiencies and customer pain points, and transform corporate insurance with the customer in mind.

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Reinsurance

F&I Re (Pty) Ltd

As a partner company of the F&I Group, F&I Re (Pty) Ltd is focused on facultative reinsurance solutions for risks presented by reinsurance brokers and insurers alike. In a market where facultative capacity has become limited and more restrictive, F&I Re is perfectly positioned to deploy capacity via the F&I Lloyds binder. F&I Re is focused on risks in South Africa, Lesotho, Swaziland and Namibia and are able to look at both proportional and XOL facultative solutions on risks which fit our selection criteria in terms of risk type. We write both Property and Liability classes. F&I Re has no appetite for the following risk classes: - foam rubber manufacturers, manufacturers of foam-related products, mattress manufacturers, paint factories/manufacturers, radioactive usage/materials, recyclers, rubber manufacturers, polystyrene manufacturers, Contractors All Risks (integral to existing risk), contracting/civil mining activities, energy risks including offshore oil and gas.

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Reinsurance

Hannover Re

Hannover Re is a multifaceted reinsurance group with a strong presence in Sub-Saharan Africa. Our extensive portfolio of reinsurance products includes innovative structured covers and tailored solutions, which we offer to meet the evolving needs of our valued clients.

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Reinsurance

Gallagher Re

Gallagher Re is your trusted advisor in reinsurance, providing strategic insights and advocacy for your business. We are the global reinsurance divisions of Gallagher, a leading insurance brokerage, risk management and consulting firm. Everything we do at Gallagher Re is about pushing the boundaries of innovation providing unparalleled levels of reinsurance services, strategic insight and transactional excellence. That is the common denominator in the advice we give to our clients and in the way we develop bespoke products and placements for reinsurance needs around the world. We offer specialties in aerospace, marine & energy, construction (CAR/EAR), property, retro property catastrophe, casualty, financial lines, life, accident & health (A&H), cyber, motor, credit & surety, mortgage, and crop/agriculture reinsurance coverages. But ultimately it is our people that make the difference at Gallagher Re. Together, we are one team, guided by a set of shared values and culture that prioritise engagement, collaboration and trust. Contact a Gallagher Re office to get started and learn how we can inspire confidence and help you manage risk with our global reinsurance expertise and solutions.

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Reinsurance Broker

Oak Tree Intermediaries (Pty) Ltd

Oak Tree Intermediaries (Pty) Ltd is the Premier Reinsurance Broker in Africa. We established in 2010 to provide Specialty Reinsurance broking services to cedants conducting business in the Life, Health & Short-Term Insurance fields, and we are fully geared in helping clients set up Cell Captive arrangements, Specialist UMAs and Binders. Our core business is in UMA space – whether new or existing; often, we even assist UMAs to find new homes when they need a new licence, for whatever reason. Oak Tree Intermediaries has achieved approved broker status with Independent London-based brokers, which means our clients can access specialist underwriters and their capacity anywhere on the globe. We are able to assist Clients with Treaty and Facultative Reinsurance, in all classes. We have a dynamic, service-orientated team that pulls together to get the job done – broking, analytics, technical accounts, and finance – we can do it all!

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Reinsurance Broker

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