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FDM Engineering Underwriters

FDM Engineering Underwriters (Pty) Ltd

Construction and Eng...

MACHINERY BREAKDOWN  Sudden accidental and unforeseen physical loss of or damage to machinery and plant arising from mechanical/electrical breakdown, whilst in operation, at rest or during testing or re-erection at the clien't premises. LOSS OF PROFIT  Consequential loss of gross profit, loss of revenue or increased costs of working, arising from indemnifiable loss or damage sustained under the Machinery Breakdown Policy. DETERIORATION OF STOCK Damage to stock of all descriptions caused by a change in the controlled environment of the holding rooms or chambers arising from indemnifiable damage to the insured machinery that creates the controlled environment. DISMANTLING, TRANSIT & ERECTION Accidental loss of or damage to plant and machinery during the operations insured against. This is a contingency policy and can include dismantling movement, loading, transit, offloading, storage, repositioning, re-erection, public liability and maintenance/guarantee. Cover can be limited to any or all of the aforegoing and can be adapted to suit most applications, such as exhibition or demonstration, etc. Where new machinery is involved, the cover can include testing. WORKS DAMAGE Primarily an impact causing loss or damage to the client's own plant and machinery, to goods being manufactured or to goods under the custody and control of the client. COMPUTER & ELECTRONIC EQUIPMENT Loss or damage to computer, electronic data processing equipment and associated ancillary equipment arising from fire and allied perils. Accidental damage, malicious damage and machinery breakdown. The basic policy can be extended to cover increased cost of working and reconstitution of data and losses arising from the failure of electricity supply and Telkom land lines. PLANT ALL RISKS Loss of or damage to construction plant equipment from any cause whilst in storage, transit, on the contract site and being used as a tool of trade. The policy can be extended to cover the plant whilst underground and for machinery breakdown. In addition standard cover is available for hiring costs, legal liability arising out of the hire and continuing hire charges. CONTRACT WORKS Comprehensive All Risks cover intended for the erection of anything between private houses, cluster homes, small blocks of flats up to large projects such as sugar mills, power stations, refineries and the like.

Ami Bespoke Insurance

Ami Underwriting Managers

High Net Worth

At Ami, we're passionate about providing our brokers and their clients with proper, friendly insurance solutions that they can rely on. At Ami, we believe that insurance shouldn't be complicated. That's why we offer bespoke High Net worth insurance products, including global all-risks homeowners, art & collectables, contents, and motor insurance (including classic and exotic), with additional offerings such as pet, cyber, and travel insurance coming soon. We also provide broad liability coverage, all accompanied by easy-to-understand policy wording and a simplified excess structure. Our products are specifically designed to cater to all your personal insurance needs, ensuring comprehensive coverage. With over 100 years of combined insurance experience, our team of insurance professionals is fully versed in High net worth insurance, particularly in serving the wealth segment of the market. We understand the unique requirements and expectations of individuals with significant assets, and our offerings are tailored to meet their specific needs. What sets us apart is our commitment to providing a personal touch. Unlike traditional insurance companies, we don't rely on impersonal call centre's. Instead, we prioritise building relationships and providing exceptional broker and client service. Our fully digital platform allows brokers and clients to access our services conveniently from anywhere in the country, while still enjoying the seamless, personalised attention and expertise of our friendly and helpful professionals.

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