The Insurance Directory - Find an Insurance Listing

Search for Insurance and Investment Companies, Products and Service Providers.

Chalk it Up

CDA Solutions

Education

CDA Solutions’ interactive mobile app, Chalk It Up (Chalki), assists school students in scheduling and monitoring their community service hours as required by the Department of Education for the curriculum of Life Orientation. Schools are provided with a platform with which to effortlessly authenticate, record and report on students’ community service hours. Chalki is the ideal platform to provide simple educational material for students to prepare them for life after school. This creates opportunities for FSPs to introduce their brand and distribute relevant financial consumer education to this captive youth market segment. With Chalki’s community service element, brands can partner with charities to further encourage student participation. CDA Solutions supports the Financial Services Consumer Education Foundation. Contact us for more information and opportunities to equip young people to make informed decisions, avoid financial pitfalls, and contribute to their personal well-being and the overall economic growth of society.

Genlib - Passenger Liability (PAX) & Personal Accident (PA)

Genlib

General Liability

Passenger Liability (PAX) & Personal Accident (PA) Passenger Liability Insurance protects a business in instances where it may become liable in terms of the law for the injury, death, or secondary emotional shock, of passengers while embarking, disembarking, or on board the vehicle. Cover extends to cross-border territories South of the Sahara, as well as legal defence costs. Policy Enhancements & Benefits - Claims Occurring, Personal Accident, Catastrophic covers of up to R200m including cross-border exposures - Automatic extensions include: Wrongful Arrest & Defamation, Products Liability & Defective Workmanship, Employers Liability, Directors & Officers Liability - Short-period cover available Tour Operators Liability Insures the tour operator against its legal liability incurred, as well as vicarious liability incurred as a result of the use of subcontractors. Extensions are numerous but include food and drink poisoning. Cover includes legal costs and expenses. Policy Enhancements & Benefits - This is a broad-form Wording, offering extensions such as Cyber, Professional Indemnity, D&O - It is a bespoke Policy Wording, designed specifically with the needs of a Tour Operator in mind

The Fulcrum Group (Pty) Ltd

Premium collections

We are the largest independently owned and most trusted provider of premium finance within the South African marketplace. The funding mechanism allows corporate and commercial clients to enjoy the benefits of annual insurance policies while ensuring that the upfront payment requirement does not impact their cash flow requirements. Companies benefit because they access an additional source of finance, at competitive rates, while not affecting their standing banking facilities. They require no additional security to access premium financing, and multiple lines of cover are incorporated into a single policy and monthly debit order. Brokers benefit because they receive their full annual fees and commissions upfront, their clients are less likely to take their business elsewhere during the term of their annual policy, they have less administrative work because Fulcrum manages the debit orders and credit control, and Fulcrum Collections offers seamless premium collections. Fulcrum Premium Finance is simple, safe and cost-effective. It reduces administrative burdens and allows clients to mitigate their risks through effective insurance while preserving liquidity levels within their businesses.

Personal lines insurance

King Price Insurance

Motor Warranties

Whether your personal lines clients are looking to cover their wheels or watches, homes or hearing aids… If they own it, we'll insure it! What’s more, our cover is super cheap and strangely simple. The good kind of strange! We’re the first (and still the only) insurer to automatically decrease comprehensive car premiums monthly as the cars depreciate in value. Clients who insure 2+ cars with us get up to 20% off. We offer R1 insurance for high-value items like golf clubs and bicycles. And, we’re continually innovating to bring more industry-first products to market, while offering royal service you won’t find anywhere else. So, sit back and relax as the king of insurance helps you to save cents and seconds!

Business insurance

King Price Insurance

Commercial - small t...

Your clients’ businesses are so much more than hubs for services and products! An SME is a dream in action, a legacy at work, and a source of income that people depend on. That being said, running a business isn’t all wins and no setbacks. Every business faces its share of challenges, risks and threats. The good news? We've made it our business to insure these risks, so that your clients don't have to shoulder the financial burden on their own when their business’ property is lost or damaged. Our business insurance team offers tailor-made cover, focuses all its energy on our business clients, and promises the same affordable cover, royal service and peace of mind that our personal clients love us for. So, whether your clients are heading up a franchise, salon, school, pharmacy or plumbing business, they can choose to cover their entrepreneurial gem for everything from theft, to accidental damage, to legal liability.

Personal Insurance

Old Mutual Insure

Motor

Protect your car and home with Allsure. Cover your car, home, personal liability and risk insurance needs under one comprehensive policy.

Commercial Shariah-compliant Insurance

Bryte Insurance Company Limited

Commercial Insurance

At Bryte, we understand the importance of developing solutions that protect our customers’ businesses and minimise their exposure to risk. That’s why our Commercial Shariah-compliant Insurance not only complies with Shariah principles but, depending on the nature, size and structure of the business and the sector in which it operates, we’re able to provide a comprehensive solution, coupled with an experienced and dedicated claims team skilled in the management of complex commercial claims.

Standard Insurance - Liability

Standard Insurance Limited

Public Liability

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value added services, accident and health, and commercial insurance categories. With 30-years’ experience, Standard Insurance Limited continues to focus on meeting the needs of their clients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helping clients protect what matters to them. The business leverages its specialist insurance expertise in delivering competitive solutions to insurance market. Terms and conditions apply. Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorised financial services provider (FSP 33348) and part of the Standard Bank Group.

Motor Fleet

Cross Country Insurance Consultants (Pty) Ltd

null

Our motor fleet policy is designed for Commercial Fleets whereby the fleet makeup is predominantly private type cars, light delivery vehicles and commercial vehicles. Benefits & Cover Precis: ● A minimum number of 20 units is required and we indemnify on a retail value basis. ● We offer comprehensive, third-party fire and theft and third party only cover. ● We write these fleets on a conventional basis and we can offer a deposit premium basis as well. ● Full car hire cover is available. ● The fleet must not comprise more than 30% of commercial vehicles. ● Limits of Indemnity: 1. Own Damage Section: Maximum R 2 000 000 2. Third-Party Section: Maximum R 2 500 000 3. Fire & Explosion: Maximum R 2 500 000 4. Passenger Liability: Maximum R 2 500 000 Subject to the maximum of R 5 000 000 in the aggregate.

Cellphone insurance

King Price Insurance

Cellphone and Mobile...

Phones are a must-have when it comes to staying connected. Whether your client sees their phone as a tool to communicate with loved ones, clients, or colleagues, losing their phone can disrupt their life and business. That’s why the king offers solutions for every type of client on your book! We’ll repair your client's damaged phone if we can or replace it with a brand-spanking-new phone if we need to, following theft, loss, accidental damage or water damage. The king of insurance has the cover they need, at a price they’ll like.

CIB Buildings and Specialised Buildings

CIB

Commercial - small t...

When it comes to insuring buildings, there’s always a lot to consider. Commercial use and community living increase these complexities even more. CIB’s buildings insurance makes for smooth operating with cover that speaks everyone’s language. Based on decades of experience in working with specialised buildings claims, many added value and extended covers have been incorporated as a standard part of our policies, making ours one of the top-rated products available in South Africa. The comprehensive range of products includes: ● Sectional title for body corporate schemes (residential and commercial) ● Homeowners’ associations ● Commercial buildings (business and residential) ● Homeowners ● CSOS Act fidelity insurance

Firmsure - Thatch Risk

F&I

Thatch Risk

F&I Insurance specialises in commercial and industrial property risks, hospitality and sectional title as well as motor and motor fleets. We write our property business into Lloyd's of London and our motor business with Infiniti Insurance in South Africa. F&I has been in existence for over 21 years and has the knowledge and experience to help you manage your clients' risks. We are all about “easy, customised insurance”.

Arrow Underwriting Managers (Pty) Ltd

Goods in Transit

With a wealth of experience in the transport insurance field, we offer clients product-specific knowledge and all round-expertise. We offer transporters a holistic one-stop insurance solution. Product offerings can be enhanced by adding excess reducers; loss of use; driver fidelity; and personal accident for drivers to policies. With our 24 hour dedicated call centre, we provide you with assistance where you need it most. Together with our telematics partner, we offer an innovative service that not only reduces risk, but has proven to be an invaluable management tool for our policyholders.

SKi - Software Key to Insurance

Genasys Technologies

Software providers

The Genasys solution is an established end-to-end policy and claims admin platform. We have deployed Insurers, UMAs, Brokers and TPAs, and have a proven track record of successful greenfield and replatform projects. Our solution employs our Genasys zero-code tools for product building, rating, workflow creation, document design, and user setup. Lines of business: ● Property & Casualty Insurance, Personal & Commercial lines ● Medical Insurance ● Life Insurance ● Specialist Products (Aviation/Marine/Cyber/War and Terror/Engineering/Liability) Key elements: ● Product builder ● Quote and bind ● Policy admin ● Claims admin ● Document management ● Digital Widget Product distribution ● Billing ● Reinsurance ● API ● Integrations ● Data warehouse ● Data visualisation

Standard Insurance - Building

Standard Insurance Limited

Building

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value addedservices, accident and health, and commercial insurance categories. With 30-years’experience, Standard Insurance Limited continues to focus on meeting the needs of theirclients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helpingclients protect what matters to them. The business leverages its specialist insuranceexpertise in delivering competitive solutions to insurance market.Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorisedfinancial services provider (FSP 33348) and part of the Standard Bank Group.

ONE Collectable Car

ONE Insurance Underwriting Managers (Pty) Ltd

Motor - Classic and ...

The ONE Collectable Car Policy is designed to provide cover for collectable and classic cars on a stand alone basis, with the basic requirements being Named Drivers and Restricted Mileage Clause. Cover for a wide range of cars, including vehicles 20 years or older, vintage cars, classic cars, collectable cars and custom-designed vehicles Windscreen Emergency repairs Airfreight or import of parts Repatriation Removal of the wreckage Legal costs ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Miway Business Insurance

MiWay Insurance Ltd

Goods in Transit

Comprehensive business insurance to protect growing businesses.

Beyonda Excess Buy Down

Beyonda Group (Pty) Ltd

Motor - Classic and ...

As market leaders in Excess Buy Down products, Beyonda provides excess solutions for all types of vehicles. These products protect the client's cash flow in the event of a loss by insuring their excesses. Our products include: ● Goods In Transit Excess Reducer ● Total Loss Excess Reducer (Theft/Hijack/Write-off) ● Own Damage Excess Reducer ● Penalty Excess Reducer ● Loss Of Use ● Plant All Risk Excess Reducer ● Third Party Excess Reducer ● Hazardous Chemical Pollution Liability Excess Reducer ● Credit Shortfall ● Tow Fee Top-up

CIB Agri Insurance

CIB

Heavy Commercial Veh...

CIB’s Agricultural Insurance is a basic, yet specialised product designed to ensure a farm and its production lines continue in the event of misfortunes or losses. CIB works alongside clients and brokers to provide essential advice, underwriting, and claim services that ensure assets are protected and critical work cycles remain uninterrupted. Cover includes: ● Personal cover: domestic buildings, household contents, all risks, watercraft and personal liability ● Commercial cover: motor (including specialised cover specific to agriculture vehicles and tyres), fire, livestock, office contents, irrigation systems, electronic equipment, business interruption, theft, money, glass, fidelity, goods in transit, business all risks, accidental damage, public liability, employer’s liability, stated benefits and group personal accident

Trustees Liability

Camargue Underwriting Managers (Pty) Ltd

Pension Fund Trustee...

Camargue’s Trustees Liability insurance protects pension funds/medical schemes/general trusts/body corporates against loss resulting from fraud and dishonesty by an officer or trustee; negligence by an officer or trustee and computer crime committed by a third party. Underwritten by the licensed insurers: certain underwriters at Lloyd's, Bryte Insurance Company Limited (FSP 17703) and Compass Insurance Company Limited (FSP 12148).

CIB Commercial Insurance

CIB

Commercial and Indus...

When it comes to insurance, less isn’t always more. Or too much cover can be just that – too much. Make sure your commercial cover is the best fit for your business, delivered by a single insurer that puts your business at the centre of ours.

Cyber Risks

Camargue Underwriting Managers (Pty) Ltd

Cyber Liability

Camargue’s Cyber Risks policy covers organisations against the risks arising out of operating a computer network. Many organisations believe that their firewalls and antivirus programs provide them with sufficient protection against cyber risks, such as viruses and hacking. The shocking reality is very different and most businesses will, at some point, be exposed to the devastating effects of a cyber-attack: network downtime, loss of important data and loss of credibility when customer information is compromised (not to mention the litigation that would follow if the hacker were to use that information to plunder the customer’s bank account). The complexity of the online environment makes it impossible to most businesses to address these risks, or even appreciate how serious the threat is. Depending on what options have been selected, the policy can include: Professional Services, which covers the Insured’s liability arising out of negligence in their work (applicable to technology services only). Multimedia Liability, which covers liability arising out of any physical pr electronic publication issued by the Insured. Security and Privacy Liability, which covers liability arising out of the Insured’s negligence in preventing a computer security breach. Data Recovery and Loss of Income, which provides a form of business interruption cover and also covers the cost of restoring the Insured’s lost data. Privacy Regulatory Defence and Penalties, which covers liability as a result of the Insured not complying with laws relating to a breach of data. Crisis Management Costs, which covers the costs of mitigation potential damage to the Insured’s brands as well as the Insured’s liability arising out of compliance with privacy legislation. Data Extortion, which covers the cost of validating and terminating the threat of a security breach. Underwritten by the licensed insurer: certain underwriters at Lloyd's.

Discovery Insure

Discovery Insure Ltd

Motor

Discovery Insure is committed to creating a nation of great drivers and building better businesses through our innovative Shared-value Insurance model. Discovery Insure is South Africa’s fastest growing short-term insurance company with comprehensive products that provide protection against current and emerging risks facing clients in the motor, home and business insurance sectors. Vitality Drive, an internationally-recognised and award-winning programme, is a key differentiator in the market that incentivises and rewards clients for driving well. The Vitality Drive programme has been scaled to local and international markets which now include Europe and the Middle East. The company employs over 1 000 people who are committed to putting our customers and financial advisers first by providing unique and innovative solutions and cover. Discovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations can be found on our website, www.discovery.co.za or you can call 0860 751 751.

Corporate

Hollard Life Solutions (Pty) Ltd

Commercial and Indus...

We provide cover to companies with significant asset values across a wide range of industry sectors, including, but not limited to: ● Mining ● Power ● Manufacturing ● Financial services ● Technology and communication ● Real estate ● Retail The cover afforded under an assets policy includes material damage and business interruption, which can extend to machinery breakdown. Since every company’s insurance requirements are unique, specific cover is arranged in ac-cordance with the nature of their business. The intermediary is pivotal to the placement of the insurance programme. To find out how our industry knowledge, risk assessment capability, underwriting expertise and geographical scope of corporate services can be of value to you, please contact us. Commercial We provide valuable protections, including: ● Fire ● Accidental damage ● Business interruption ● Theft ● Money ● Motor ● Liability Extensive cover options are offered, depending on the needs and requirements of your business, including a variety of vulnerabilities that are not in your control. Whether you are an industrial manufacturing company or a technical consulting firm, our team will put together a solution for you, because we understand that no two businesses are the same. We also appreciate the long-term value of giving our broker specialists back-up support, and the very best in risk assessment and risk management. Our commercial offering includes cover for businesses and body corporates. Your business is our business.

Personal Accident

SHA Risk Specialists

General Liability

Accidents happen and often employees will look to their employer to cover the costs of an incident at work (and also possibly outside of working hours). This specialist short term insurance product is managed by a very experienced team of underwriters who are able to customise benefit-programmes to clients’ requirements determined either by a fixed sum or multiples of annual earnings following specific covered events. Cover can be structured to operate during working hours only or on a 24-hour basis. SHA is also able to provide income protection or a fixed lump sum benefit following the positive diagnosis of a serious illness. Outside of the traditional work environment our team is also skilled at providing tailored cover for professional sports men and women. A bespoke product is also available to cover incidents involving school children.

Infiniti Personal and Commercial Lines

Infiniti Insurance Limited

Motor

Infiniti Insurance Limited is an A-(ZA)-rated non-life insurer writing general business personal and commercial cover as well as specialist lines including Aviation, Engineering, Construction Guarantees, Liability, Marine, Watercraft and Gap cover. We pride ourselves on our strong partnership philosophy offering a diverse range of insurance solutions for the non-life insurance market. We focus on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages. Infiniti Online is our end to end online insurance service, allowing you the freedom and convenience of arranging your own quotes, purchasing cover and claiming, all online, from anywhere at any time. It’s the new and simple way of doing Insurance.

Tax Insurance

Bryte Insurance Company Limited

Legal Advice and Exp...

Our partner, Tax Risk Underwriting Managers, covers customers against the risk of being selected for a tax audit by SARS as well as any disputes related to unfair SARS re-assessments. Tax Risk Insurance protects SME businesses and their owners against the risk of a SARS tax audit. If a taxpayer is selected for audit, Tax Risk Insurance will appoint and pay for tax professionals to deal with the matter, giving the taxpayer peace of mind knowing that they will have access to some of South Africa’s best tax professionals when they need it most.

Discovery Insure

Discovery Insure Ltd

Motor - Third Party ...

Agri insurance

King Price Insurance

Equine Insurance

Running a commercial farm comes with its own set of challenges, risks and perils. So, we cover just about everything agri, including livestock and game. And, because we understand that every farm is different, farmers can choose the cover they need… So, they never pay for cover they don’t need. In terms of horses, we’ve got cover for every eventuality, from capture to loading and transit, to step-off. Our industry-first ‘pay as you farm’ cover comprehensively insures agri vehicles all year round, whether they’re being used or not. We use real-time tracking to help farmers make decisions about their vehicles’ usage based on their location, and we use the data to apply an annual rebate on renewal, which could be as much as 30%.

GLOBAL CHOICES

Assistance services

At Global Choices we offer: ● A branded 24-hour call centre for emergency services, case incident management, First Notice of Loss (FNOL), claims solutions and armed security response ● Insurance value added products, bespoke services and digital platforms ● Branded mobile apps, digital claim solutions and self-services platforms ● API solutions for your policy administration platform for better client experience and continuity ● Live 24 Assist: Our digital live video streaming solution platform for virtual pre-inspections, virtual emergency and claim assessments We believe that empathy connects you 24-hours a day to your clients. We use our 24-hour services together with our digital solutions to optimise multiple objectives simultaneously for your clients - from the emergency risk event through to claim facilitation and resolution. Global Choices Lifestyle is an Authorised Financial Services Provider - FSP #44544 We provide #24HourTotalCare

Income Protection

YuLife

Employee Benefits

Group Income Protection Insurance that protects, rewards and inspires life. Group Income Protection provides money to your employees in the event that they cannot work due to ill health or a disability. This will be an amount based on a percentage of the employees' salary and an additional amount can be selected to go towards the members retirement contributions. This will ensure their financial stability during that time. There are two different types of income protection cover that can be provided: - Income Protection: A monthly payment is made until retirement age if your employee is permanently unable to work due to ill health caused by illness or injury. - Temporary Income Protection: If your employee is unable to work due to ill health or an injury, a monthly payment is made to them for a limited period while they recover. This gives them the time to adjust, and work out how to adapt for their lifestyle and needs. Designed to fit your company: - The choice is yours. You can choose to provide permanent or temporary Income Protection cover for your employees. In addition the waiting period before claim, length of payment in claim, and escalation of payment in claim can all be selected to fit your company. Hassle-free HR: Our Group Income Protection is quick to purchase and easy to use, with 1-2-1 support when you need it. - Online HR portal to view and manage your employee’s benefits. - Medical underwriting is required for employees with cover above the Free Cover Limit. - Guaranteed cover for all eligible employees (up to the Free Cover Limit). Inspire life with an app that people love and use: - Foster a culture of healthy living and boost productivity levels with the YuLife App. Encourage your team members to engage and make incremental changes that significantly enhance their lifestyle - both within the workspace and at home.

Specialty Insurance

Old Mutual Insure

Factory and Industri...

We offer a unique bouquet of bespoke insurance solutions, in collaboration with our specialist intermediaries. We offer clients protection for their large property and assets risks, and provide solutions for engineering and construction, as well as marine and transit risks. In addition we cover the corporate & leisure travel segments, and offer unique insurance solutions to the public sector. Our partnerships with specialist UMAs provide clients with access to casualty and financial lines, HCV haulage and more.

Osprey Security Liability

Osprey Underwriting Managers (Pty) Ltd

Security Liability

Specialist Insurer focusing on providing Liability Cover specifically developed for the security industry. We offer security companies cover for the Commercial Liabilities they face when providing security services to the industries they service.

Motor Trade Insurance

Bryte Insurance Company Limited

Motor - Traders

Our partner, AutoTrade Underwriting Managers, is the specialist in Auto Trade Risks and is the only company in South Africa that focuses exclusively on Motor Trade Insurance. This company has crucial expertise and essential knowledge of the Motor Trade Insurance sector, providing quality insurance solutions to the motor trade.

Standard Insurance - Agri

Standard Insurance Limited

Agriculture and Farm...

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value addedservices, accident and health, and commercial insurance categories. With 30-years’experience, Standard Insurance Limited continues to focus on meeting the needs of theirclients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helpingclients protect what matters to them. The business leverages its specialist insuranceexpertise in delivering competitive solutions to insurance market.Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorisedfinancial services provider (FSP 33348) and part of the Standard Bank Group.

Infiniti Aviation

Infiniti Insurance Limited

Accident

Giving your wings the freedom to fly, offering: ● Hull Cover ● Hull War Cover ● Passenger & Third-Party Liability Cover ● Airport Owners & Operators Liability Cover ● Aircraft Maintenance & Repairers Liability Cover ● Pilot Deductible Insurance ● Drone Cover We offer specialised insurance solutions for: ● Commercial Operators ● Corporate and Private Aircraft Owners ● Airport Owners and operators ● Aircraft Repairers and Maintenance Organisations

Ami Wealth Plan

Ami Underwriting Managers

Arts, Antiques and C...

At Ami, we're passionate about providing our brokers and their clients with proper, friendly insurance solutions that they can rely on. At Ami, we believe that insurance shouldn't be complicated. That's why we offer bespoke insurance products, including art & collectables, global all-risks, homeowners, contents, and motor insurance (including classic and exotic), and leisure with additional offerings such as pet, cyber, and travel insurance coming soon. We also provide broad liability coverage, all accompanied by easy-to-understand policy wording and a simplified excess structure. Our products are specifically designed to cater to all your personal insurance needs, ensuring comprehensive coverage. With over 100 years of combined insurance experience, our team of insurance professionals is fully versed in personal lines insurance, particularly in serving the high net worth segment of the market. We understand the unique requirements and expectations of individuals with significant assets, and our offerings are tailored to meet their specific needs. What sets us apart is our commitment to providing a personal touch. Unlike traditional insurance companies, we don't rely on impersonal call centre's. Instead, we prioritise building relationships and providing exceptional broker and client service. Our fully digital platform allows brokers and clients to access our services conveniently from anywhere in the country, while still enjoying the seamless, personalised attention and expertise of our friendly and helpful professionals.

ONE All Risk Community Schemes

ONE Insurance Underwriting Managers (Pty) Ltd

Body Corporate and S...

The ONE All Risk Community Schemes Policy provides the perfect solution for all types of Domestic Community Schemes. Cover is provided for the entire complex including all buildings, common property, office contents, vehicles, Personal Accident and all liabilities. The policy is targeted at all sectional title complexes and developments, Homeowners Associations as well as share block buildings. Specific to Community Schemes Fidelity Guarantee in compliance with the CSOS Act 24/7 access to the Incident Management Centre to handle any after-hour emergency Integration to Deeds Office for updated PQs ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Equine Insurance

GENRIC Insurance Company

Equine Insurance

Tailored hospital and medical insurance cover for horses including mortality, public liability, personal accident, loss of use, foetus cover, foal cover, stallion infertility cover, transit, tackle and medical insurance plans.

Specialist Liability

Insurance Underwriting Managers

Broadform Liability

Our specialist liability insurance product provides a broad scope of coverage to protect businesses in the larger commercial and corporate environment against the liabilities they may face in the performance of their business activities. Our product includes cover for liabilities arising out of injury to third parties, damage to third party property or loss of use thereof, sudden and accidental pollution, negligent advice, errors and omissions, products and defective workmanship. Our policies are underwritten based on the nature of the business and the inherent liability exposures associated therewith to ensure that the correct cover is provided.

Standard Insurance - Personal Lines

Standard Insurance Limited

Personal Lines

Taxi Insurance

GENRIC Insurance Company

Taxi Insurance

Comprehensive cover for Taxis.

CIB Buildings and Specialised Buildings

CIB

Corporate Property

Firmsure - Personal Liability

F&I

Public Liability

Motor Fleet

HIC Underwriting Managers Pty Ltd

Motor - Fleet

HIC's Motor Fleet Product offers you so much more! We offer a motor fleet unsupported. We can do aggregate excesses, stoppers, etc. To find out more about HIC's Motor Fleet Product contact your Portfolio Manager.

Commercial Crime

Camargue Underwriting Managers (Pty) Ltd

Fidelity Guarantee

A Commercial Crime policy protects the Insured’s money and other property against theft by employees. It also covers malicious damage and theft committed by non-employees through computer hacking, extortion and fraudulent transfer instructions. A Camargue Commercial Crime policy offers significantly wider cover than an FG policy because it also covers theft arising out of a criminal act perpetrated by way of a computer. Camargue is an underwriter of specialised insurance products and a provider of risk management solutions to a broad spectrum of industries in Southern Africa. Authorised financial services provider number: 6344 Underwritten by the licenced insurers: Certain underwriters at Lloyd’s, Bryte Insurance Company Limited (FSP 17703) and Compass Insurance Company Limited (FSP 12148)

ONE Agriculture Assets

ONE Insurance Underwriting Managers (Pty) Ltd

Agriculture and Farm...

The ONE Agri Assets Policy is designed to protect the farmer’s agricultural and personal assets. Entire facility cover, including buildings, contents, motor vehicles and liabilities Specialist farming vehicles and implements Cover for damage to tyres/tracks of tractors and harvesters Fire-fighting costs Hunting liability ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Bryte Farming Insurance

Bryte Insurance Company Limited

Agriculture and Farm...

Bryte Farming Insurance provides cover for the many risks and challenges faced by the farming community. Our team of professionals are always ready to provide bespoke solutions for South African farmers. As a leader in the delivery of farmers and related coverage, Bryte is an obvious choice. Our Farming Insurance caters for the detailed needs of wineries – ranging from the trellis and fences, right down to when the wine is bottled. Our experience and knowledge on winery-specific risks allows us to adapt solutions for each individual winery. Our team of professionals focus on this specialist coverage, leaving our vintners free to focus on their craft.

Infiniti Commercial Lines

Infiniti Insurance Limited

Goods in Transit

Satrix

Satrix Managers (Pty) Ltd

Securities

Established Satrix is the leading provider of index-tracking investment products and exchange traded funds (ETFs) in South Africa, with R170 billion* in assets under management invested in the range of ETFs, index-tracking unit trusts, life pooled and segregated portfolios that are specifically tailored for client-specific mandates or retail funds. It pioneered index investing in South Africa, launching the flagship Satrix 40 ETF as the first locally listed ETF in November 2000. The business services the institutional, intermediary, and individual investor markets. Satrix has proven expertise in risk management, portfolio analysis and index construction. A core part of the Satrix purpose is to drive the democratisation of investments for all South Africans, where SatrixNOW, the no-minimum online investing platform, is a key enabler to provide access for South Africans to “Own the Market” Satrix holds the largest market share in the ETF industry in South Africa at nearly 35%^ and was the most successful raiser of new capital in 2022, at R3.3 billion^^. Additionally, the multi-award-winning business has grown assets under management by 50% since the beginning of 2020, under some of the most challenging market conditions in history. FSP No. Satrix Managers (Pty) Ltd - FSP 15658

Goods in transit insurance

King Price Insurance

Goods in Transit

When a pothole hits your client’s delivery van that’s full of precious cargo, they need comprehensive cover with a no-holes policy. We know that transport damage and theft happen all-too-often, whether the goods are in your client’s own vehicle, or being transported in their business fleet or by professional carriers. With the king’s cover, this damage won’t slow your client’s business down. And if your agri client needs to insure their livestock while in transit? We’ve got that covered too! Simply discuss your clients’ needs with us, and we’ll put together a policy to cover them for everything from hi-jack, to theft, injury and even lightning.

ONE Personal Pedal Protect

ONE Insurance Underwriting Managers (Pty) Ltd

Bicycle

Perils Covered: - All risks, damage or loss to equipment within South Africa or anywhere in the world while on a trip not exceeding 30 days. - Cover includes while in storage, in transit and in use, including amateur races. - Third party liability providing indemnity for any damages the insured is legally liable to pay to a third-party claimant for any bodily injury or death, or any loss or physical damage to tangible property that is accidentally caused by the insured while participating in the insured activity. - Personal accident to the insured in the event of death or permanent disability while participating in the activity Items Covered: - All itemised bicycles, mono cycles, tricycles and tandem bicycles, commonly referred to as cycles. - Your cycling accessories such as torches, helmets, cycling sunglasses, shoes, specialist clothing, bike computers, bike GPS’s, heart rate monitors, bike stands, rollers, training mats etc. - Your repair kit - Your bag, case or box used for storing and transporting the equipment - Other items not specifically mentioned but which are used solely during the activity - In the event that Your cycle, or similar items critical to an organised race or cycling event is lost or delayed while in transit to the event, We will indemnify You for the costs of renting similar equipment, as a temporary replacement, for the duration of the event - Excess buy down: Normal excesses can be reduced for an additional premium equal to the normal premium ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Commercial Building Insurance

CIA Building Insurance Specialists

Commercial Insurance

Anyone intrinsically involved in commercial / residential property management recognises the importance of protecting their significant investment. CIA has an almost 20-year track record of success in developing products to mitigate the risks incurred by their clients across the full spectrum of building insurance. The CIA Building Insurance Policy provides cover on a Broadform All Risk basis for commercial, industrial and residential buildings, such as offices, schools, shopping centres, hospitals, factories and warehouses.

Equipment and Drone All Risk

KEU Underwriting Managers (Pty) Ltd

Equipment All Risk a...

Equipment All Risk covers the physical loss or damage to owned film and photographic drones or music equipment used in the film and entertainment business. This policy can also cater for Exhibition All Risk over a short period of time for items such as marquees, stages, and goods used at an exhibition. The product offers comprehensive cover to your owned equipment and can include: ● While being hired out to third parties ● Used on set or at an event ● Transportation to and from the set or event ● Stored at your premises ● Loss of Rent - This will assist you in the hiring cost of alternative equipment while your equipment is being replaced or repaired ● Drone All Risk and Liability Your equipment can be insured either annually or on a per event basis.

Stangen Disability Cover

Stangen

Disability and Criti...

Stangen Disability Cover will provide a single payout in full if you are totally and permanently unable to perform your insured occupation (and any similar occupation to which you are suited by skill, education and training) due to a disability through illness or injury. Some of the benefits to our disability cover product include: 1. Up to R10 million cover: Customize your cover to suit you and the needs of your loved ones. 2. Take care of your bills: Our products help cover your responsibilities while you focus on getting better. 3. No Waiting Period: Our Disability Cover has no waiting period allowing you to get the cover you need when you need it. 4. No Medical Exams: We strive to provide quality products that put our clients first and save them time; there are no medical exams required to qualify for Disability Cover. Note that pre-existing conditions are not covered. The Standard General Insurance Company Limited "Stangen" is a licensed insurer in terms of the Insurance Act, 2017. Registration Number 1948/029011/06 (Authorised FSP: No 47235).

Swiss Re Corporate Solutions

Swiss Re Corporate Solutions Africa

Commercial and Indus...

Swiss Re Corporate Solutions Africa Limited is a public company, an authorised non-life insurer in South Africa and a licensed financial services provider. Corporate Solutions is a Business Unit of the Swiss Re Group, which provides corporate insurance. In addition, Swiss Re Corporate Solutions provides risk transfer solutions to large and mid-sized corporations. Our innovative, highly customised products and standard insurance covers help to make businesses more resilient, while our industry-leading claims service provides additional peace of mind. Swiss Re Corporate Solutions Africa Ltd is an Authorised Financial Services Provider

Field & Stream

Cross Country Insurance Consultants (Pty) Ltd

Wildlife and Game

The Field and Stream policy is the first in South Africa - a unique insurance product designed for the outdoorsman, hunting enthusiast and fisherman. This product has been endorsed by leading Hunting Associations. Territorial limits: Republic of South Africa and Namibia. Cover available for hunting season only - limited to 6 months. ● Automatic cover for firearm/scopes/bows up to R65 000 on a first loss basis. ● Rods and Reels cover up to R25 000 on a first-loss basis.

Personal lines insurance

King Price Insurance

Bicycle

Whether your personal lines clients are looking to cover their wheels or watches, homes or hearing aids… If they own it, we'll insure it. What’s more, our cover is super cheap and strangely simple. The good kind of strange! In fact, if a client comprehensively insures a car with us, they can insure a bicycle (or their golf clubs) for just R1 monthly. We’re the first (and still the only) insurer to automatically decrease comprehensive car premiums monthly as the cars depreciate in value. Clients who insure 2+ cars with us get up to 20% off. And, we’re continually innovating to bring more industry-first products to market, while offering royal service you won’t find anywhere else. So, sit back and relax as the king of insurance helps South Africa to save cents and seconds!

Marine

Insurance Underwriting Managers

Marine Cargo

Our marine product focuses on finding the ideal solution for a client’s hull risks and cargo transportation requirements. We offer solutions for cargo for imports, exports and transit. Other products on offer are Stock Throughputs, Freight Forwarders Comprehensive and Hull. Our liability products respond to carriers, freight forwarders, hulls, ship repairers, ship builders, charterers and stevedores. Whether property is transported by sea, air, road or rail, we cover the property until it is delivered to its final destination. Our advanced loss of profits product also offers business interruption cover for the estimated loss of potential profits.

The South African Insurance Association (SAIA)

ASSOCIATIONS & PROFE...

The South African Insurance Association (SAIA) is an association made up of South African non-life insurance companies. Its aims are to promote and represent the interests of the non-life insurance industry, while leading and enhancing the efforts of the industry to become recognised and trusted as an important contributor to the South African economy and society.

Discovery Insure

Discovery Insure Ltd

Motor - Classic and ...

Beyonda Excess Buy Down

Beyonda Group (Pty) Ltd

Motor - High Net Wor...

Beyonda Excess Buy Down As market leaders in Excess Buy Down products, Beyonda provides excess solutions for all types of vehicles. These products protect the client's cash flow in the event of a loss by insuring their excesses. Our products include: ● Goods In Transit Excess Reducer ● Total Loss Excess Reducer (Theft/Hijack/Write-off) ● Own Damage Excess Reducer ● Penalty Excess Reducer ● Loss Of Use ● Plant All Risk Excess Reducer ● Third Party Excess Reducer ● Hazardous Chemical Pollution Liability Excess Reducer ● Credit Shortfall ● Tow Fee Top-up

Rental Insurance - Commercial & Domestic

GENRIC Insurance Company

Homeowners Insurance

An essential solution for landlords where a tenant defaults on rental payments or absconds from the premises without paying the rent in terms of the lease agreement.

Infiniti Online

Infiniti Insurance Limited

Commercial Insurance

Infiniti Online is our end to end, online insurance service, allowing you the freedom and convenience of arranging your own quotes, purchasing cover and claiming, all online, from anywhere at any time. Our aim is to make insurance as transparent and as simple as possible – from getting a quote, to buying a policy and even claiming, everything can be done online. No phone calls, no physical forms to complete and no call centre consultants hassling you. Our comprehensive range of products will meet all your personal and business insurance requirements. It’s the new way of doing Insurance. Simple.

Standard Insurance - HCV

Standard Insurance Limited

Heavy Commercial Veh...

Genlib - Directors & Officers (D&O) & Cyber Liability

Genlib

Directors and Office...

Directors & Officers (D&O) & Cyber Liability For Enterprises D&O Liability Insurance provides protection for the directors and officers of a company in the event of legal proceedings pertaining to the failure to perform duties as they relate to the company. Policy Enhancements & Benefits - Our D&O includes Cyber Liability as well as numerous optional extensions - Cover is up to R500m - Automatic extensions include: Corporate Manslaughter, Emergency costs, Fines and Penalties Extension, General Counsel Liability, Outside Directorships, Protection for Non-Executive Directors, Public & investor Relations expenses, Reasonable Costs and Expenses, Reputation Protection Expenses, Tax, COID and UIF Extension, Bail bond cover, Defamation, Investigation & enquiry costs, New subsidiaries, Prosecution costs, Retired directors, Estates, heirs, legal representatives For SMEs Policy Enhancements & Benefits - Our D&O includes Cyber Liability - Designed for a quick application and insurance cover with set limits and nominal premiums attaching thereto, making it an affordable cover for any SME - Automatic extensions include: Corporate Manslaughter, Emergency costs, Fines and Penalties Extension, General Counsel Liability, Outside Directorships, Protection for Non-Executive Directors, Public Relations Consultants, Reasonable Costs and Expenses, Reputation Protection Expenses, Tax, COID and UIF Extension

Commercial Solutions

SHA Risk Specialists

Commercial - small t...

Bespoke multiline, niche insurance policy designed for the SME in South Africa. A range of products for SME’s are available on our digital platform, the Pocket Underwriter. Ideal for a general commercial entity requiring wide specialist liability cover, a professional needing a great packaged solution or a company with a cyber exposure. The cover is only available to licensed insurance brokers through SHA's digital Pocket Underwriter platform. The platform was designed to empower brokers by helping them better understand and sell our most complex products. Brokers are able to do quotes and issue policies within minutes, in their own time. Cover includes, Broadform liability, Cyber, D&O, E&O, Gradual Pollution, and a range of specialist insurance covers.

Chubb Insurance

Commercial Insurance

As a global leader in casualty insurance, Chubb understands the business of protection. We provide specialised liability insurance products for clients of all sizes to protect business operations at multiple levels. Coverage includes public liability, products liability and employer's liability.

Funds Protect Insurance

Bryte Insurance Company Limited

Cyber Liability

Phishield, a Bryte partner, provides consumers with affordable, first-of-its-kind cover against loss of funds insurance. Funds Protect covers individuals and businesses against a direct loss of funds suffered due to an insured funds transfer event. The insured events include: ● EFT Fraud ● EFT Duping ● Email Interception ● Unauthorised Funds Transfer ● Cyber Extortion Additional covers to be added to this essential product include: ● SMEs (Business Interruption, Data Restoration, Cyber Extortion etc.) ● Personal Lines (Online Shopping, Cyber Extortion, Cyber Liability and Data Restoration)

Gem and Jewel Insurance

Bryte Insurance Company Limited

Specie Insurance

Our Gem and Jewel Insurance product was developed in collaboration with experts in the jewellery and precious assets industry to cover stock, premises, contents as well as risks such as business interruptions. Through our knowledge and expertise, we develop solutions for retail, wholesale and manufacturing jewellers; gem cutters and setters; watch importers; coin dealers; tender houses and dealers; goldsmiths; diamond and metal processors; and refiners.

Agri insurance

King Price Insurance

Wildlife and Game

Running a commercial or game farm comes with its own set of challenges, risks and perils. So, from steenbokkies, to sunflowers, to sprinklers... The king of insurance covers just about everything agri. We've developed the most innovative product in the market, and your agri clients can choose to take cover for their specific requirements, so that they never pay for cover they don’t need. And, in an industry-first, our ‘pay as you farm’ cover will comprehensively insure your clients’ agri vehicles all year round, whether they’re being used or not. We use real-time tracking to help farmers make decisions about their vehicles’ usage based on their location, and we use the data to apply an annual rebate on renewal, which could be as much as 30%. Our specialised crop insurance gives your clients the option to choose the cover they need for fruit; hail; and income guaranteed cover.

Broadform liability insurance

King Price Insurance

Broadform Liability

Your clients’ businesses are unique and operate in niche markets. Because of that, they may require extra cover in specific sectors… From medical malpractice, to advertising and public liability. If it’s your client’s business, we’ll make it our business to ensure that they, their clients, and the public are covered at all times.

Ami Bespoke Motor Insurance

Ami Underwriting Managers

Motor - Classic and ...

At Ami, we're passionate about providing our brokers and their clients with proper, friendly insurance solutions that they can rely on. At Ami, we believe that insurance shouldn't be complicated. That's why we offer bespoke insurance products, including a bespoke Classic, Vintage and exotic car offering, homeowners, global all-risks, art & collectables, contents, and motor insurance (including classic and exotic), with additional offerings such as pet, cyber, and travel insurance coming soon. We also provide broad liability coverage, all accompanied by easy-to-understand policy wording and a simplified excess structure. Our products are specifically designed to cater to all your personal insurance needs, ensuring comprehensive coverage. With over 100 years of combined insurance experience, our team of insurance professionals is fully versed in personal lines insurance, particularly in serving the high net worth segment of the market. We understand the unique requirements and expectations of individuals with significant assets, and our offerings are tailored to meet their specific needs. What sets us apart is our commitment to providing a personal touch. Unlike traditional insurance companies, we don't rely on impersonal call centre's. Instead, we prioritise building relationships and providing exceptional broker and client service. Our fully digital platform allows brokers and clients to access our services conveniently from anywhere in the country, while still enjoying the seamless, personalised attention and expertise of our friendly and helpful professionals.

Classic and Collectibles Insurance

Bryte Insurance Company Limited

Motor - Classic and ...

Classic and Collectibles, brought to you by Bryte Specialist Motor, suits the serious classic car collector who believes that they are paying too much for insurance. We offer a multi car policy that offers all the same benefits as your regular policy, at very affordable premiums. This policy is for those who own more than three classic or collectible cars.

Marine

Insurance Underwriting Managers

Marine Hull

Motorcycle

Cross Country Insurance Consultants (Pty) Ltd

Motorcycles and Quad...

A full comprehensive cover for motorcycles for private, domestic, pleasure (including travel to and from work), and professional purposes. Comprehensive cover for golf carts. Replacement of Non-Standard Vehicle Accessories on an agreed value basis. Cover for track days and rallies. Personal Accident cover - optional cover for driver (pillion excluded). All Risk extension available to include all motorcycle accessories, electronic equipment and riding apparel. Age Excess - Excess waived for over 55 years of age. Earned loyalty two years claim free - basic excess waived for policyholder.

Brick & Mortar

GENRIC Insurance Company

Building

Building and Contents cover against weather-related events and theft for property built with brick and mortar.

Standard Insurance - Property

Standard Insurance Limited

Body Corporate and S...

Standard Insurance Limited is a leading bancassurance underwriter, offering tailored non-lifeinsurance solutions to personal and commercial lines clients. As part of the Standard BankGroup, the company delivers insurance solutions in the car, home, motor value addedservices, accident and health, and commercial insurance categories. With 30-years’experience, Standard Insurance Limited continues to focus on meeting the needs of theirclients with a range of personal and commercial solutions.Standard Insurance Limited is committed to improving access to financial services, helpingclients protect what matters to them. The business leverages its specialist insuranceexpertise in delivering competitive solutions to insurance market.Terms and conditions apply.Standard Insurance Limited (Reg. No.1993/007593/06) (“SIL”) is a non-life insurance company and an authorisedfinancial services provider (FSP 33348) and part of the Standard Bank Group.

Group Personal Accident

Chubb Insurance

Thatch Risk

Chubb's Group Personal Accident product provides valuable protection for a business and its employees against injury, disability or death as a result of an accident. Our cover provides financial security and support for the most unexpected situations, 24 hours a day, all year round.

Firmsure - Sectional Title

F&I

Body Corporate and S...

F&I Insurance specialises in commercial and industrial property risks, hospitality and sectional title as well as motor and motor fleets. We write our property business into Lloyd

Mirabilis Contractors All Risks Insurance

Mirabilis Engineering Underwriting Managers

Renewable Energy

The Contractors’ All Risks insurance policy covers all types of building and civil engineering construction – from residential (housing) to commercial (shopping centres and office blocks) to infrastructure (roads, bridges, dams, water and sewage reticulation pipelines) and offers protection against the hazards that may threaten works under construction. Most construction projects include certain elements of machinery erection (e.g. installation of air conditioning and lifts in buildings).

Tax Risk Insurance Cover

Tax Risk Underwriting Managers

Personal Lines

Tax Risk Insurance cover offers individuals, businesses, business owners and trusts immediate access to some of SA’s top legal and tax experts, if selected for a SARS tax audit or related dispute. The policy appoints and pays for a team of top tax professionals to defend the taxpayer. This may include tax attorneys, auditors, tax specialists, accountants and other tax advisors who may be required to ensure a fair audit outcome, including covering the cost of their accountant services during a claim. We guarantee: ● Affordable premiums ● Easy to understand cover ● Cover is retrospective - no waiting periods ● Access to South Africa’s top tax specialists / lawyers ● Once policy is active - assistance no matter how far back SARS reassesses ● Fair tax treatment and audit outcomes ● Your accountant’s fees are covered for services during the claim ● Can claim more than once a year ● Experts to assist you when there is an unexpected SARS’ tax audit and related disputes ● Fixed indemnity limits so you know what you have available Please note: Terms and Conditions apply

ONE Long Haul

ONE Insurance Underwriting Managers (Pty) Ltd

Heavy Commercial Veh...

ONE Long Haul The ONE Long Haul Policy is designed to meet the needs of the Long Haul Contractor, both large and small. Comprehensive motor cover Claims settled at full retail value Wreckage removal and clean-up Excess-free windscreen subject to use of the approved replacement process Motor liability cover with option to increase benefits Fire and explosion liability Legal assistance for Road Accident Fund claims ONE Short Haul The ONE Short Haul Policy is designed to meet the needs of Short Haul Contractors who operate within a 300km radius of their home base and who park their vehicles overnight. Comprehensive motor cover Claims settled at full retail value Cover for wreckage removal and clean-up Excess-free windscreen subject to use of the approved replacement process Motor liability cover with option to increase benefits Fire and explosion liability Legal assistance for Road Accident Fund claims More competitive rating due to lower risk factors ONE Owner Driver The ONE Owner Driver Policy is designed to meet the needs of vehicle owners who drive their own light delivery vehicle (LDV) or heavy commercial vehicle (HCV). Comprehensive motor cover Claims settled at full retail value Wreckage removal and clean-up Goods in Transit Excess-free windscreen subject to use of the approved replacement process Motor liability with a top-up option Fire and explosion liability Legal assistance for Road Accident Fund claims Franchise excess in respect of own damage section ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

FDM Engineering Underwriters

FDM Engineering Underwriters (Pty) Ltd

Equipment All Risk a...

MACHINERY BREAKDOWN Sudden accidental and unforeseen physical loss of or damage to machinery and plant arising from mechanical/electrical breakdown, whilst in operation, at rest or during testing or re-erection at the clien't premises. LOSS OF PROFIT Consequential loss of gross profit, loss of revenue or increased costs of working, arising from indemnifiable loss or damage sustained under the Machinery Breakdown Policy. DETERIORATION OF STOCK Damage to stock of all descriptions caused by a change in the controlled environment of the holding rooms or chambers arising from indemnifiable damage to the insured machinery that creates the controlled environment. DISMANTLING, TRANSIT & ERECTION Accidental loss of or damage to plant and machinery during the operations insured against. This is a contingency policy and can include dismantling movement, loading, transit, offloading, storage, repositioning, re-erection, public liability and maintenance/guarantee. Cover can be limited to any or all of the aforegoing and can be adapted to suit most applications, such as exhibition or demonstration, etc. Where new machinery is involved, the cover can include testing. WORKS DAMAGE Primarily an impact causing loss or damage to the client's own plant and machinery, to goods being manufactured or to goods under the custody and control of the client. COMPUTER & ELECTRONIC EQUIPMENT Loss or damage to computer, electronic data processing equipment and associated ancillary equipment arising from fire and allied perils. Accidental damage, malicious damage and machinery breakdown. The basic policy can be extended to cover increased cost of working and reconstitution of data and losses arising from the failure of electricity supply and Telkom land lines. PLANT ALL RISKS Loss of or damage to construction plant equipment from any cause whilst in storage, transit, on the contract site and being used as a tool of trade. The policy can be extended to cover the plant whilst underground and for machinery breakdown. In addition standard cover is available for hiring costs, legal liability arising out of the hire and continuing hire charges. CONTRACT WORKS Comprehensive All Risks cover intended for the erection of anything between private houses, cluster homes, small blocks of flats up to large projects such as sugar mills, power stations, refineries and the like.

Sasria SOC Ltd

Goods in Transit

Sasria SOC Ltd is the only non-life insurer that provides special risk cover to all individuals and businesses that own assets in South Africa, as well as government entities. This is unique cover against risks such as civil commotion, public disorder, strikes, riots and terrorism, making South Africa one of the few countries in the world that provide this insurance, particularly at affordable premiums. Sasria partners with a network of agent companies, brokers and underwriters to offer affordable special risk cover for individuals and businesses. We provide cover for the following classes of business: ● Material Damage ● Money ● Goods in Transit ● Motor ● Business interruption ● Construction risk

Western National Agri-Protect

Western National Insurance

Agriculture and Farm...

Farming and the carrying of farming related risks are not for the faint hearted. It is therefore incredibly important that there is an understanding of the industry. Farming and related activities have very unique and specific risk exposures not catered for in a traditional Commercial Insurance policy. Western has developed a tailored product specifically designed for this industry. Allowing your advisor to look at the risk assumptions of your agri-operation, and ensuring the correct type of product is selected for these risks, will provide you, the farm owner, with the peace of mind required to ensure the smooth continued operation of your business.

Tyre & Rim

GENRIC Insurance Company

Motor

Affordable protection against every day accidental tyre and rim damage typically not covered by most car insurance polices.

Infiniti Commercial Lines

Infiniti Insurance Limited

Building

Motor Acceptances

F&I

Motor

CIB Agri Insurance

CIB

Livestock

Infiniti Personal Lines

Infiniti Insurance Limited

Caravan and Trailer

ONE Pollution Liability

ONE Insurance Underwriting Managers (Pty) Ltd

Environmental Impair...

The ONE Pollution Liability Policy is available to those needing to transport Dangerous Goods and/or other goods that may present a threat to the environment, people and property. Dangerous Goods are identified and classified according to the code of practice SABS 0228. The law is rigid in terms of its definition and once a substance has been classified as a Dangerous Good there are onerous and specific procedures that need to be followed and requirements to be met. The damages arising from the spillage of the Dangerous Goods and the clean-up costs Removal or deactivation of the Dangerous Goods and ensuring that the area affected is restored to its former state Provision of legal representation in the event of the institution of any legal proceedings Bodily injury or death arising exclusively as a result of the spillage of Dangerous Goods Damage to third party assets arising exclusively from the spillage of Dangerous Goods ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

Bryte Crop Insurance

Bryte Insurance Company Limited

Credit Insurance

Crop insurance is a product that covers the farmer against drought, fire, hail, excessive rainfall, frost, uncontrollable pests and diseases, transit, ﬂood and excessive heat. A totally new product, CropSure was launched in the South African market following the trend of the international crop insurance market. Our partner, iMPAC CropSure, unlike the traditional market, does not insure purely yield per hectare, they insure crop revenue per hectare giving the farmer peace of mind knowing that s/he will receive a guaranteed amount in the event of an insurance peril occurring.

Infiniti Commercial Lines

Infiniti Insurance Limited

Marine Hull

Hospitality

HIC Underwriting Managers Pty Ltd

Hospitality and Leis...

Our Hospitality product has been awarded the PMR.africa Golden and Diamond Arrow awards for the past 8 years. This product covers Hotels, Boutique Hotels, Game Lodges, Conference and Convention Centers, Private Holiday Homes and Self Catering Holiday homes.

AIG Property

AIG South Africa Limited

Corporate Property

Unique and industry leading property solutions that address risks to a company’s physical assets, such as material damage, business interruption and terrorism.

INSURED EVENT SERVICES

One Loyalty Rewards

Assistance services

Geyser Replacement, Piping, Leak detection, Resultant Damages Services & Claims Logging Service Support

Osprey Species Insurance

Osprey Underwriting Managers (Pty) Ltd

Specie Insurance

Cover for high value precious items whilst in transit or rest. We support our clients with intelligent and pragmatic risk management advice, enhanced by our expertise in the complementary disciplines of high valued commodities, cash in transit and coverage of static risks.

Cyber insurance

King Price Insurance

Cyber Liability

Cybersure is the cybercure for businesses that rely on their IT systems… Which means just about every modern business. Cybersure insures your clients’ businesses against financial loss, disruption and reputational damage that result from cyberattacks. It covers your client's software and data, and it protects them against liability arising from the misuse of, and third party attacks on, their IT infrastructure. Our cybersure cover also includes data breach expenses, extra costs, and loss of income as a result of insured incidents.

ONE Fuel Stations

ONE Insurance Underwriting Managers (Pty) Ltd

Fuel Guarantee and F...

ONE Fuel Stations The ONE Fuel Stations Policy is designed for the unique risks of the fuel retail industry and is aimed at all fuel stations and related business enterprises on the premises of fuel stations such as convenience stores, food outlets and car washes. ONE Fuel Guarantees The ONE Fuel Guarantee is designed for the fuel industry as a unique and accepted alternative to the traditional bank guarantees. The Fuel Guarantee Policy is targeted at all fuel retail service station brands. ONE Stock Guarantees The ONE Stock Payment Guarantee is designed for the fuel retail industry as a unique and accepted alternative to the traditional bank guarantees. The Stock Payment Guarantee Policy is targeted at all fuel retail service station businesses that have a franchise branded convenience store (Pick ‘n Pay Express, OK Express, Spar Express etc.) where the Retailer is required to provide the Supplier with a guarantee security for stock purchases made on a credit basis. ONE Insurance Underwriting Managers (Pty) Ltd Reg No. 1996/008987/07. Authorised Financial Services Provider FSP8783 VAT No. 4370160501

No Articles found.

Munich Re (Africa)

Munich Reinsurance Company of Africa Limited (MRoA) has been operating in South Africa for over 50 years, although the Munich Re Group was active in the continent, via Munich Re in Munich, for some years prior to commencing the Southern African operation in Johannesburg in 1968. A new business strategy for Africa, which has been in place since 2015, was designed to focus skills and expertise in one central hub in Johannesburg. This strategy has reaped positive benefits as a “one-stop shop” for clients, with centralised knowledge across all classes easily at hand. Being part of the global Munich Re network, MRoA has, in addition to its own local expertise, access to the skills and reinsurance capacity of Munich Re globally. MRoA offers a full range of services to both Life and Non-Life clients, and with this extensive range of capabilities is well positioned to partner in Africa’s development.

Read

Reinsurance

Swiss Re Corporate Solutions Africa Limited

Swiss Re Corporate Solutions offers a wide range of traditional and innovative risk and insurance solutions across a broad spectrum of industries. The company provides services primarily in the Property, Casualty, Credit & Surety, Special Lines (such as Energy, Engineering & Construction and Accident & Health) and Financial & Professional Liability lines of business. Swiss Re Corporate Solutions also offers Innovative Risk Solutions, which can be tailored to a customer's unique exposures, as well as International Insurance Programmes. By combining fresh, innovative perspectives with tech-driven solutions and applied expertise, Swiss Re Corporate Solutions aims to address industry inefficiencies and customer pain points, and transform corporate insurance with the customer in mind.

Read

Reinsurance

F&I Re (Pty) Ltd

As a partner company of the F&I Group, F&I Re (Pty) Ltd is focused on facultative reinsurance solutions for risks presented by reinsurance brokers and insurers alike. In a market where facultative capacity has become limited and more restrictive, F&I Re is perfectly positioned to deploy capacity via the F&I Lloyds binder. F&I Re is focused on risks in South Africa, Lesotho, Swaziland and Namibia and are able to look at both proportional and XOL facultative solutions on risks which fit our selection criteria in terms of risk type. We write both Property and Liability classes. F&I Re has no appetite for the following risk classes: - foam rubber manufacturers, manufacturers of foam-related products, mattress manufacturers, paint factories/manufacturers, radioactive usage/materials, recyclers, rubber manufacturers, polystyrene manufacturers, Contractors All Risks (integral to existing risk), contracting/civil mining activities, energy risks including offshore oil and gas.

Read

Reinsurance

Hannover Re

Hannover Re is a multifaceted reinsurance group with a strong presence in Sub-Saharan Africa. Our extensive portfolio of reinsurance products includes innovative structured covers and tailored solutions, which we offer to meet the evolving needs of our valued clients.

Read

Reinsurance

Gallagher Re

Gallagher Re is your trusted advisor in reinsurance, providing strategic insights and advocacy for your business. We are the global reinsurance divisions of Gallagher, a leading insurance brokerage, risk management and consulting firm. Everything we do at Gallagher Re is about pushing the boundaries of innovation providing unparalleled levels of reinsurance services, strategic insight and transactional excellence. That is the common denominator in the advice we give to our clients and in the way we develop bespoke products and placements for reinsurance needs around the world. We offer specialties in aerospace, marine & energy, construction (CAR/EAR), property, retro property catastrophe, casualty, financial lines, life, accident & health (A&H), cyber, motor, credit & surety, mortgage, and crop/agriculture reinsurance coverages. But ultimately it is our people that make the difference at Gallagher Re. Together, we are one team, guided by a set of shared values and culture that prioritise engagement, collaboration and trust. Contact a Gallagher Re office to get started and learn how we can inspire confidence and help you manage risk with our global reinsurance expertise and solutions.

Read

Reinsurance Broker

Oak Tree Intermediaries (Pty) Ltd

Oak Tree Intermediaries (Pty) Ltd is the Premier Reinsurance Broker in Africa. We established in 2010 to provide Specialty Reinsurance broking services to cedants conducting business in the Life, Health & Short-Term Insurance fields, and we are fully geared in helping clients set up Cell Captive arrangements, Specialist UMAs and Binders. Our core business is in UMA space – whether new or existing; often, we even assist UMAs to find new homes when they need a new licence, for whatever reason. Oak Tree Intermediaries has achieved approved broker status with Independent London-based brokers, which means our clients can access specialist underwriters and their capacity anywhere on the globe. We are able to assist Clients with Treaty and Facultative Reinsurance, in all classes. We have a dynamic, service-orientated team that pulls together to get the job done – broking, analytics, technical accounts, and finance – we can do it all!

Read

Reinsurance Broker

No Articles found.

Subscribe to our newsletter

Name

Surname

Events

Insurance

Investment

Life

Podcasts

Reinsurance