CIA’s Fidelity and Computer Crime Insurance policy is based on the requirements of the Sectional Title Schemes Management and Community Schemes Ombud Services acts, namely that “…every community scheme must insure against the risk of loss of money belonging to the community scheme… sustained as a result of any act of fraud or dishonesty committed by any insurable person.”
The CIA Fidelity Policy is augmented through additional cover provided for computer-crime related loss i.e. loss of funds due to fraudulent manipulation of a computer network.
This product guarantees peace of mind to the community scheme and/or managing agent through its compliance with new regulations, as well as cover that addresses most of the potential criminal acts that a community scheme faces.
As one of South Africa’s largest Community Schemes insurance providers, CIA understands the unique and growing challenges faced by today’s Body Corporates, trustees and managing agents.
Our Community Living Insurance Policy has been designed to cover all types of residential, commercial and industrial community living schemes including Sectional Title Developments, Share Blocks, Home Owners Associations and Retirement Villages, and has been written in compliance with the Sectional Title and Community Schemes Ombud Services acts.
Anyone intrinsically involved in commercial / residential property management recognises the importance of protecting their significant investment. CIA has a 21-year track record of success in developing products to mitigate the risks incurred by their clients across the full spectrum of building insurance.
The CIA Building Insurance Policy provides cover on a Broadform All Risk basis for commercial, industrial and residential buildings, such as offices, schools, shopping centres, hospitals, factories and warehouses.
At CIA Building Insurance Specialists, we understand that every home has livelihood and family at its core. Its value is so much more than the replacement cost of its roof and four walls.
Offering some of the widest cover on an all risk basis, the Homeowners Insurance Policy enables our clients to live life without the fear of loss caused by damage to their property. Our Homeowners Insurance Policy provides cover specifically for free-standing private dwellings, whether individually owned or in a company, trust or close corporation. Even your holiday home can be covered.